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Greater Kentucky Cu, Inc.

1001 RED MILE ROAD, Lexington, KY 40504
NCUA Insured4.0 (87 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1001 RED MILE ROAD

Lexington, KY 40504

Service Area

This credit union is located in Lexington and serves members in the KY area. Currently serving 9,263 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.78%

Used Auto Loan

6.18%

Personal Loan

13.28%

Credit Card APR

8.77%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.0

87 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lisa Damelio

Lisa Damelio

7 months ago

I have been looking for a Credit Union since moving to Kentucky. I opened a High Yield Savings and Checking account last week, the rates being offered were great. The staff was friendly and welcoming. Brittany was awesome and very knowledgeable, she answered all my questions. I am happy to say that I have found my Credit Union.

Alyssa

Alyssa

6 months ago

The team at Greater Kentucky Credit Union has been amazing to work with as we have gone through the mortgage process and opened our high-yield savings and checking accounts! Everyone at GKCU went above and beyond to make sure that the sometimes stressful mortgage application process went as smoothly as possible and we always received a quick and helpful response when any questions arose. Couldn’t recommend them more!!

Landin Stadnyk

Landin Stadnyk

8 months ago

I’ve been a member of GTKYCU for years, and I couldn’t be happier with the service. The staff are consistently friendly, responsive, and genuinely invested in helping their members. If I have an issue, it’s almost always taken care of the same day. It’s rare to find a place to bank that genuinely cares about their customers, but it’s clear that they do here. And it’s great to support a local business too!

Ross

Ross

5 months ago

I recently joined GKCU when applying for a loan. Their communication was excellent throughout the entire process, always keeping me informed and addressing my concerns quickly. Each person I interacted with was genuinely happy to help, which made the whole experience smooth and stress-free.

Josh Lowe

Josh Lowe

8 months ago

I’ve been a member at GTKY for over a decade, and I can honestly say it’s been the best banking experience I’ve ever had. Unlike big banks, they truly take the time to know their members and provide personalized service. Every interaction I’ve had whether in person, online, or over the phone has been friendly, efficient, and professional.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).