Lexington Postal Community

124 Louie Pl, Lexington, KY 40511

NCUA Insured3.9 (14 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1928

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lexington, KY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1928

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

124 Louie Pl

Lexington, KY 40511

Google Maps 🗺Waze

(859) 252-5151

Service Area

This credit union is located in Lexington and serves members in the KY area. Currently serving 2,155 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.24%

Used Auto Loan

5.24%

Personal Loan

10.00%

Credit Card APR

8.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Members Heritage— New Auto Loan

Lexington, KY

1.99%

Members Heritage— Used Auto Loan

Lexington, KY

1.99%

Service One— Personal Loan

Bowling Green, KY

5.99%

Members Heritage— Credit Card APR

Lexington, KY

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.9

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shane Green

5 months ago

Love that I can call and somebody answers and the everyone is very polite. Getting a loan here for a great rate was a pretty with process and I have appreciated it all until recently. Their payment process for loans was the easiest thing ever before last month. Since it's just a hassle bc it's more complicated and all of a sudden there's a $5.99 service fee every month. It can be waved if I put cash into an account but there's no mobile banking to do it and there's a total of one location. I went from highly recommending them before to not recommending them to people anymore.

Jeff Lowry

6 months ago

Worst bank ever. Drown you with service fees and all electronic transactions stop at 5pm fri and dont resume till monday or Tues or wed depending on a holiday. Cant deposit money electronically. The credit card customer support is some shady company that could care less about customers.

Henry Ginter

9 months ago

This is the worst bank!!!! I am a contractor and have new clients that I want to vet and make sure on! They give you the hardest time inside! They only let you get a max of 4 or 5 grand🙄 It’s a major inconvenience and I have about 41 people that say the same! I have 4 clients that are leaving this bank! I hope more follow! Banks like this have ALOT TO HIDE! Be very aware of this bank! Also EVERY TIME THEY GAVE ME THE ABSOLUTE HARDEST TIME, CENTRAL BANK, STOCKYARDS BANK AND EVERY OTHER BANK CASHED IMMEDIATELY! Literally the worst bank to do business out of!