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Metro Plus

1306 VERSAILLES RD STE 140, Lexington, KY 40504
NCUA Insured4.2 (22 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1306 VERSAILLES RD STE 140

Lexington, KY 40504

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(859) 258-3990

Service Area

This credit union is located in Lexington and serves members in the KY area. Currently serving 4,711 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.79%

Used Auto Loan

8.29%

Personal Loan

11.00%

Credit Card APR

10.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Members Heritage— New Auto Loan

Lexington, KY

1.99%
Members Heritage— Used Auto Loan

Lexington, KY

1.99%
Service One— Personal Loan

Bowling Green, KY

5.99%
Members Heritage— Credit Card APR

Lexington, KY

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.2

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
DWrld Gster

DWrld Gster

a year ago

Edit: Back again for the last time (8/8/24) - How do they maintain a 3.9 rating? They outright refused to approve a $30,000 HELOC (Home Equity Line of Credit) despite my having $150,000 in equity for a lot/land in Georgetown, KY, on campus. Unless you work for the city, don’t expect them to lend you anything. Edit: December 2023 - I’m here to reiterate that this bank is terrible. It feels like I’m stuck in an abusive relationship that I cannot get out of.

Arnold Westlund

Arnold Westlund

11 months ago

I used the electronic recycling area at the facility. super simple drive-through and plenty of help

Denise Purnell

Denise Purnell

5 years ago

Great place to bank and be a part of! However, I wish they were open longer hours and/or half a day on Saturday. With one location and the hours of operation, I find it hard to be in direct communication and council for certain business and banking matters.

Chad May

Chad May

7 years ago

I have been banking with this company for over 10 years and have not had any issues. The staff is friendly and very helpful.

Sarah Blanton

Sarah Blanton

4 years ago

I was robbed of 3,000 dollars through fraud and they didn't help what so ever. So dont exspect any security refunds through your debit card being stolen.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).