The Health & Education

424 Park Pl, Lexington, KY 40511

NCUA Insured3.8 (20 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lexington, KY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

424 Park Pl

Lexington, KY 40511

Google Maps 🗺Waze

(859) 231-8262

Service Area

This credit union is located in Lexington and serves members in the KY area. Currently serving 12,222 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

3.99%

Personal Loan

11.90%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Members Heritage— New Auto Loan

Lexington, KY

1.99%

Members Heritage— Used Auto Loan

Lexington, KY

1.99%

Service One— Personal Loan

Bowling Green, KY

5.99%

Members Heritage— Credit Card APR

Lexington, KY

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.8

20 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Lahrbo

a year ago

Called due and spoke with gentleman in member services today and verified charges duplicated on account. Rather than help, I quote it is not their fault and I have to come in and close debit card - this is after verifying clearly on account. Then called back to get name and receptionist rude. I have banked here probably 20 years- closing acct. Horrible service.

Charity Ellis

2 years ago

I have been with the credit union a long time now. They are great in some aspects. I had fell behind on a credit card by 1 month. I put money in my account and they took it out for that payment. Which wouldn’t be an issue except no one contacted me to tell me they were do this. If I had gone somewhere and received service I would not have had the money to cover not know they had done this. This was poor customer service on their part. Very dissatisfied.

Brenda Harris

2 years ago

I used to but not any longer. They take your money and play with it the way they want to. My credit card is shut down daily in transaction. The disability pays you after the disability time you are off from work. Does not reimburse you outs it against the car loan. I paid the car loan and I need to be reimbursed to pay other bills customers very dissatisfied.changing bank for my checking.

Jack Whitaker

3 years ago

I’ve been a member since 1993. They have the best rates and the friendliest staff. Have part of your pay sent directly to them each payday. Let them draw the funds for your car payment and you are never late.

Patrice Muhammad

3 years ago

Great loan rates and friendly staff. Sub standard ATM access. Low withdrawal limits, and no ATM or app deposits allowed (which is inconvenient). Otherwise a great financial institution.