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Beacon Community

7910 National Turnpike, Louisville, KY 40214
NCUA Insured3.0 (84 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

7910 National Turnpike

Louisville, KY 40214

Service Area

This credit union is located in Louisville and serves members in the KY area. Currently serving 9,000 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.30%

Used Auto Loan

7.48%

Personal Loan

10.65%

Credit Card APR

10.80%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.0

84 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
damon

damon

6 months ago

there is a white lady that doesn’t want to do any face to face work she will tell you anything just for you to leave both times i went, the dixie hwy one is great !!

Rick Miszkiel

Rick Miszkiel

2 years ago

Absolutely the worst credit union I've ever been associated with. You can't get a chance to talk to anyone about a loan, their cards don't work half the time, and the mobile app is a joke. I would definitely consider putting your money somewhere dependable. Not here.

Jacob Bibb

Jacob Bibb

4 years ago

DO NOT BANK HERE, and if you already do, close your accounts. Absolute worst experience with a financial institution. I closed my accounts today and switched banks. In the 4-5 years I’ve done my banking with them, I’ve had an average of one major issue a month. Recently, they switched mobile apps and made it impossible to set up the new app. I tried calling them multiple times to resolve the issue, and got sent to voicemail. Problem there is that their voicemail is full. I went in today to resolve it in person and they were extremely busy because of the fact that everyone was having the same issues. It took me over an hour to actually speak to someone and they said there was basically nothing they could do. People couldn’t access their accounts, monitor transactions, or check balances because of these issues, and yet I heard many people say they were being charged half their paycheck for overdrawn account charges that stemmed from these issues. Also was told by some people in line that they were able to set up their new account but that the new app was not user friendly at all which caused some of the same issues that not being able to access it at all caused. Horrible customer service and horrible service in general. I took my business to US Bank today instead and the process was painless and the employees were much more competent and helpful. EDIT (to respond to their comment): there were plenty of members who had set up their mobile app correctly who still had issues with it. I heard many of them complain. Also, the lack of communication and availability when there is an issue is the biggest concern many members have. I was drawn to your credit union originally because it was smaller and I figured you’d actually care about your members, but I was wrong, you don’t. Like I said, I had issue after issue, and none of them were ever easy fixes and none of my concerns were met with effective communication.

rebecca thompson

rebecca thompson

3 years ago

BEACON CCU DIXIE HWY: Very indignant teller. I was trying to make a deposit and was told I did not have an account with those numbers. When I guestioned her I was told to call My credit union. On the teller window was a plaque TELLER IN TRAINING so I ask her to get another teller to help. She informed me she knew how to do these transactions. Then she proceeded to count out money and shoved it at me. My deposit slip was clearly marked DEPOSIT. The money she took out had to be redeposited then it was put in Savings not CHECKING. What a mess, I'm still not sure if my money is in there or not. NEVER AGAIN WILL I GO IN BEACON. Everyone please watch closely if you are forced to bank with them. Better yet switch to ANOTHER CREDIT UNION.

Liosmany Olivares

Liosmany Olivares

5 years ago

Awful customer service. Started a business account and the staff was very rude. The manager came back from lunch and treated us very unprofessionally after the staff messed up printing the debit cards 4 times. I felt racially profiled and I would never recommend going to this bank. Will be closing the account soon and going elsewhere. They claim I do not belong to the Institution.. I will be posting another review from a different google account with a picture of a card from this institution with my name on it. We will see how much I belong to this institution. We will also be filing a complaint with the the KBB and BBB. You’ll think twice before being reckless with your horrible customer service

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).