K I T

9711 Linn Station Rd, Louisville, KY 40223

NCUA Insured4.6 (45 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1965

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Louisville, KY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1965

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

9711 Linn Station Rd

Louisville, KY 40223

Google Maps 🗺Waze

(502) 459-9286

Service Area

This credit union is located in Louisville and serves members in the KY area. Currently serving 1,841 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

17.24%

Used Auto Loan

8.99%

Personal Loan

17.30%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Members Heritage— New Auto Loan

Lexington, KY

1.99%

Members Heritage— Used Auto Loan

Lexington, KY

1.99%

Service One— Personal Loan

Bowling Green, KY

5.99%

Members Heritage— Credit Card APR

Lexington, KY

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.6

45 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Crystal Burke

5 months ago

Absolutely amazing experience! Yes this is a bank and my review is pure and honest. So many places have treated me like a nobody and my business was nothing to them! At Kit FCU you will feel so welcomed by the staff, they will remember your name and actually be happy to help you! Thank you all for being so amazing for my daughter and I. It’s nice to be appreciated. This place and its staff need A+++++ rating 10 Stars!

DJD Bumblebee

5 months ago

Fast friendly service and good rates. Convenient location as well. Very nice and trustworthy credit union.

Faith Miller

3 years ago

I typically never do reviews, but Kim is outstanding. Not only is her customer service impeccable, she is thorough, thoughtful, very knowledgeable and so quick to respond. It’s been great to working with her throughout the years and even better knowing there are people who truly and efficiently help you, while taking the time to care about what’s best for you. I’m grateful to have worked with someone so patient. I haven’t worked with any of the other staff fairly closely but the few interactions I’ve had, have been kind experiences.

Brandon Tate

3 years ago

I don’t typically do reviews unless service is amazing and that’s exactly what this is. I came to KIT a year ago for an auto loan and Kim has done everything in her power to make sure all my ducks were in a row and would check in until I finally received the car. I can’t begin to put in words on how thankful and how amazing she was to me. Very thankful for KIT and Kim.