NCUA Insured
Member-Owned
2 charter
Established in 1934
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Louisville, KY may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1934
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Louisville and serves members in the KY area. Currently serving 4,034 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.25%Used Auto Loan
7.72%Personal Loan
13.07%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).
Lexington, KY
Lexington, KY
Bowling Green, KY
Lexington, KY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.7
39 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsMiah Casey
a year ago
Kemba is the only bank I know at 27 years old. They've taken care of my entire family for decades. Overall, a great financial institution. They make me mad sometimes like any bank. But I guarantee that at least 9/10 times you speak with them, they are nice, helpful, and accommodating. Would definitely recommend.
sandra rice
3 years ago
Excellent customer service! Very friendly employees make you feel valued as a customer. They are there to assist their customers with any financial need. I highly recommend Kemba Louisville Credit Union. My family has been banking with them for many, many years. We have been completely satisfied with Kemba Louisville Credit Union.
Melissa Pope
a year ago
What gets me is, the bank cards are the absolute worst ever..I get that here from another company but how about find another company. Like Amazon's cards I have never seen none like it..it's thick, and it last, and here's the kicker, now u gotta pay 4 a new card as if it's your fault that they don't last. Just sad!!!!
Brian McDowell
9 years ago
Kemba always goes above and beyond to take care of me, even going as far as to call me within minutes when someone tried to make fraudulent charges on my debit card. Never had a problem with getting a loan or anything. The only possible complaint I could have is how hard it is to get someone on the phone sometimes, but I will gladly deal with a minor issue like that in exchange for the level of service they give.
Pat Spellman
a year ago
My husband just when in to deposit money into my sister inlaws account ( shared account) the women was rude !! Said she couldn't without my sister in laws id , we were depositing money .My husband asked to speak to a manager when the manager came over she just said I'm not doing it
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(502) 459-1411Website
Visit WebsiteMembers
4,034
Total Assets
$59.0M
Year Opened
1934
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile