Louisville Federal

PO Box 33303, Louisville, KY 40232

NCUA Insured3.7 (11 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1924

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Louisville, KY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1924

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO Box 33303

Louisville, KY 40232

Google Maps 🗺Waze

(502) 458-2681

Service Area

This credit union is located in Louisville and serves members in the KY area. Currently serving 2,206 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.69%

Used Auto Loan

5.09%

Personal Loan

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Members Heritage— New Auto Loan

Lexington, KY

1.99%

Members Heritage— Used Auto Loan

Lexington, KY

1.99%

Service One— Personal Loan

Bowling Green, KY

5.99%

Members Heritage— Credit Card APR

Lexington, KY

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.7

11 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Iurii _

a year ago

Loaded in less than an hour. Very polite and nice people. Shipping from the west side of the building near door 22.

Booker Brown

5 years ago

I have had poor and rude customer service dealing with multiple employees over my car loan, from the beginning and still do. the bank’s policy for forced placed insurance has been a continuous problem even though I have had my car covered the entire time! Several employees have made it very clear and very difficult that the bank does not want to have loans on certain vehicles. It may not be a problem for non foreign or exotic cars but others may have a big problem dealing with this bank!