NCUA Insured
Member-Owned
1 charter
Established in 1971
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Middlesboro, KY may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1971
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Middlesboro and serves members in the KY area. Currently serving 3,666 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.99%Used Auto Loan
8.99%Personal Loan
13.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).
Lexington, KY
Lexington, KY
Bowling Green, KY
Lexington, KY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.5
28 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsEmily Mason
7 months ago
Almost every employee I’ve ever spoken to at this bank, in person or over the phone has been rude & negative when talking to them. Trying to get any information or solving problems is unbelievably difficult at this bank.
CowCountryVintageSewing MachinesAndRestoration
a year ago
Friendly staff, and lovely updated location. Occasionally an empty ATM, but the staff tries to address it promptly. Nice hometown feeling, and a huge PLUS over conventional banks! Stop in and see what they can do for you.
Kathy Hatfield
a year ago
I have been with this bank for yrs , the staff is the greatest always very helpful . Even when I moved I kept this bank because of the staff and how great they treat you . Big shout out to Tonya who is always there to help me when I need it thank you guys .
patsy sullivan
2 years ago
Been with them for years. I do not like they cut their hours at all. 8-4 maybe but not 9-4. A lot of people swing by on way to work or are use to morning banking first
Tiffany Baker
4 years ago
UNREAL can not believe they r a real bank and continue to b. I have had $ missing from my account on several occasions and no one knows n e thing about it or how it got gone from the start and I have had so much trouble being able to access my account on line that its not funny. I have had my password changed so many times and still to this day i continue to be locked out of my account on line and I to this day still await a statement either via USPS or via e mail. With that been said I cant show that I actually have $ missing only have my personal homemade check/bank book and believe me when i say I DO NOT MISS COUNT MONEY...
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(606) 248-8566Website
Visit WebsiteMembers
3,666
Total Assets
$18.6M
Year Opened
1971
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile