Morehead Community
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1978
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Morehead, KY may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1978
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Morehead and serves members in the KY area. Currently serving 4,399 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.00%Used Auto Loan
4.50%Personal Loan
8.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in KY
Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).
Lexington, KY
Lexington, KY
Bowling Green, KY
Lexington, KY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Member Reviews
4.4
42 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Cheyenne Morrison
3 months ago
Banking where you’re known by name makes all the difference. I trust Morehead Federal Credit Union for both my personal and business banking, and even my home equity loan. Having a local financial institution that truly supports its community and the people in it is something I’ll always appreciate.
Jenny Blair
3 months ago
I needed some money to help consolidate debt and it was the most seamless and convenient process.
Eric Brown
5 months ago
Slow to update to new technology. They don’t have tap cards for their clients, but they have a tap option at the atm…. That’s insulting.
Haley Johnson
a year ago
Highly recommend working with Stephanie Craft she has been wonderful and so patient in the process of getting a loan! She was very insightful and just a great person to work with!!
Jeff Hughes
4 years ago
All staff are extremely friendly and helpful. They always call me by name. Stephanie Craft was been amazing with a recent automobile purchase which lead to several loans being refinanced. Stephanie made all of those refinances very easy and convenient. Plus the rates were amazing. Many thanks! I highly recommend their services.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(606) 784-2201Website
Visit WebsiteMembers
4,399
Total Assets
$62.8M
Year Opened
1978
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile