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Audubon

P O Box 1009, Owensboro, KY 42302
NCUA Insured4.5 (17 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O Box 1009

Owensboro, KY 42302

Google Maps🗺Waze
(270) 685-3487

Service Area

This credit union is located in Owensboro and serves members in the KY area. Currently serving 2,580 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.48%

Used Auto Loan

6.19%

Personal Loan

8.97%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Members Heritage— New Auto Loan

Lexington, KY

1.99%
Members Heritage— Used Auto Loan

Lexington, KY

1.99%
Service One— Personal Loan

Bowling Green, KY

5.99%
Members Heritage— Credit Card APR

Lexington, KY

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.5

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Selena Pearl

Selena Pearl

4 years ago

AFCU is one of the best financial institutions I’ve ever worked with. They make getting a loan for cars, motorcycles or even personal use so easy! The staff are all so welcoming and helpful!

Michael Harris

Michael Harris

7 years ago

I have been a member of the Audubon Federal Credit Union for several years and will continue to be. The customer service is excellent. Everyone from the Tellers to the President do a great job of providing a family like atmosphere.

Debbi Bartlett

Debbi Bartlett

4 years ago

We recently had to change banks due to ours closing. My husband and I were both nervous but we chose Audubon, it's convenient for us since it's a few blocks away from home. But we have both been pleasantly surprised to find that they help with everything we need !!!

Leslie Lambert

Leslie Lambert

7 years ago

We have all of our banking business at Audubon Federal!!! They have helped us out for years!!! I HIGHLY recommend them!!! Great staff! AND THEY ARE GETTING AN ATM AT THEIR LOCATION!!! 😀😀👍 but you can always use any 5/3 location to for atm use also!!! 😀

Penny Wathen

Penny Wathen

5 years ago

I've been with this credit union since I was 16 years old. I absolutely love them, know everyone by name and they are so friendly and helpful. Best place in Owensboro to bank at.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).