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Daviess County Teachers

P O Box 1986, Owensboro, KY 42302
NCUA Insured4.8 (23 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1971

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O Box 1986

Owensboro, KY 42302

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(270) 684-8954

Service Area

This credit union is located in Owensboro and serves members in the KY area. Currently serving 5,414 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.75%

Used Auto Loan

9.00%

Personal Loan

9.00%

Credit Card APR

9.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Members Heritage— New Auto Loan

Lexington, KY

1.99%
Members Heritage— Used Auto Loan

Lexington, KY

1.99%
Service One— Personal Loan

Bowling Green, KY

5.99%
Members Heritage— Credit Card APR

Lexington, KY

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.8

23 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Seth Smith

Seth Smith

3 months ago

All around a great place to do business! They’re always so nice, friendly, and willing to help/ assist! And Sherry is the absolute sweetest! Best place to go if you’re looking for a loan! 5 stars all day!!!

Timothy Davis

Timothy Davis

6 months ago

They're all around great until there's an emergency the day after Thanksgiving and no one wants to answer the phone!!!!! Guess it's just today's society. SMDH

Jeff Snyder

Jeff Snyder

2 years ago

Wonderful credit union to deal with! Our family has been members for nearly 40 years! Dayna Robbins is super great to deal with! She is always so friendly and so helpful! The Owensboro community is blessed to have such a wonderful financial institution!

Jeremy Newberry

Jeremy Newberry

4 years ago

Do not get a loan with this company. No one acts like they want to help. I have called numerous times to pay my loan and they made me feel like I was a bother to them. Dennis will cut you off and transfer you before you can illustrate the reason for calling. This is the third month and they still treat me with 0 respect. I bother my OWN bank every day and they treat me better than these fellows.

Turbo HossBoss

Turbo HossBoss

a year ago

Have used this bank since I was very young, and they always help me with whatever I need. They recently helped me with a scam and got my money back from the company, and within 24 hours. Thank you all for always helping.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).