C-Plant

P.O. BOX 9250, Paducah, KY 42002

NCUA Insured3.6 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Paducah, KY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. BOX 9250

Paducah, KY 42002

Google Maps 🗺Waze

(270) 554-0287

Service Area

This credit union is located in Paducah and serves members in the KY area. Currently serving 15,891 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.05%

Used Auto Loan

5.99%

Personal Loan

9.17%

Credit Card APR

10.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Members Heritage— New Auto Loan

Lexington, KY

1.99%

Members Heritage— Used Auto Loan

Lexington, KY

1.99%

Service One— Personal Loan

Bowling Green, KY

5.99%

Members Heritage— Credit Card APR

Lexington, KY

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(10 total)

Member Reviews

3.6

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Stanley Stallons

4 months ago

This place is the most inept bank. I thought the "new," system would be better. Lol, glad switched to a real financial institution. No one seems to know anything. Noticed lost to signet fcu as best credit union I can see why!

William Heflin

10 months ago

This comes with a heavy. I have banked here since I was old enough to mow yards and save money (12). Lori K. was my teller and she has always been the best banker I have ever dealt with. Ten years ago my family and I moved 600 miles away. I kept this account open because family banked here as well and I could move money from our new bank and C-Plant to deposit into family members account. Now my account has become non active and they started taking $10 a month out of our account for inactivity. We called to see what could be done to keep this charge from coming out and they told us we could move money around once a year or close the account. Well we moved money around until my wife could make into the branch to close our accounts. She was told we both had to be present to close said accounts, well that’s kind of hard when I work traveling and never make it back to town. Fast forward to today, I see a statement that shows our account has a $0.00 balance. I call and the lady on the phone says my account is now closed because it has no funds in it anymore. I tell her I’ve tried closing it over the phone and my wife came in there trying to close it as well. The woman on the phone giggled and said well it’s closed now. This ticked me off and I said “yeah finally at the cost of $100 and several attempts of us trying to close it, this is what makes it closed”. She giggled again and said “yes”. Thank you C-Plan 😠t!! But if you see this Lori thank you for always being the so nice to that little boy coming in to deposit $10 every time I mowed a yard back in the day, you are the best!!!!

Debbie Lynn

a year ago

I just left CPlant after attempting to wire money. I had the name, account number, the routing number, and the wiring routing number. However, it turns out the easiest way to get money to someone is to mail a check and let them take a picture of it and deposit it to their account. CPlant is way behind!