Breco
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1934
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1934
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Baton Rouge and serves members in the LA area. Currently serving 5,422 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
7.29%Used Auto Loan
7.49%Personal Loan
12.24%Credit Card APR
9.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in LA
Lowest rates currently reported by credit unions in LA (NCUA Q4 2025).
Baton Rouge, LA
Metairie, LA
Shreveport, LA
Lake Charles, LA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(4 total)
Member Reviews
4.0
30 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Deborah Turner
a year ago
I have been a member for over sixteen years and I am very happy with Breco Federal Credit Union. You can apply for a loan online on the weekend and first thing Monday morning you will receive a call and/or email. The customer service is spectacular.
Clarence Duncan Jr
2 years ago
BRECO WALKER LOCATION Is the absolute best customer service can ask for. From management Nicole to Loan Officer Theresa and Teller Hailey this crew really make you feel like family and will help with all your concerns. Need great banking go see these ladies. And the snack bar is amazing.
Johny King
3 years ago
I am a loyal customer. I’ve been a member since 2016. Since joining I’ve established a few accounts. I love the security features. The staff is friendly and the service is great. I would recommend this bank to anyone who is interested in a change of services. Stop paying big buck for petty services. At BRECO FCU, you get respect on your name.🫡
Joseph Havard
2 years ago
Yes, I have been with Breco since 2015. I have had over a dozen loans through Breco. I tried to get a small signature loan for Christmas within the past 2 wks . I left work twice to bring collateral paperwork to the lender woman at the Sherwood Branch. The women just don't care that the credit checks lower your score, and you have nothing to show for the hits on your credit report. All I received in return were excuses as to why the loan could not be given such as DTI, collateral has to be in form of a car,to my score is not quite up to par.I own multiple pieces of heavy equipment, a boat, an RV, several trailers, and a four wheeler. That will not work as collateral? I have never had this much headache. I will not recommend Breco to anyone or encourage them to do business with them. Rest assured ,as soon as I am able, I am closing my accounts ,and moving to another financial institution! This is what happens when you get rid of the people who work hard and get along with clients. I will say of everyone ,Ms.Nicole was most helpful in trying to assist me!
Ms Davis
5 years ago
This credit union cant seem to keep employees. They do operate in the 1900’s. They do alot of underhanded business. If u are not one of their favorites, you will not get far. They have strict guideline, smh! For what? They are not that popular. Choose another Credit Union!!!! If u need to make a payment on one of their loans, you have to get a checking account to pay it, or u can mail it. So inconvenient.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(225) 273-1529Website
Visit WebsiteMembers
5,422
Total Assets
$50.4M
Year Opened
1934
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile