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First Pioneers

PO BOX 80799, Lafayette, LA 70598
NCUA Insured4.2 (70 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1949

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 80799

Lafayette, LA 70598

Service Area

This credit union is located in Lafayette and serves members in the LA area. Currently serving 6,724 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.31%

Used Auto Loan

7.22%

Personal Loan

11.46%

Credit Card APR

10.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in LA

Lowest rates currently reported by credit unions in LA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.2

70 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Christina

Christina

6 months ago

Everything at this bank is unnecessarily difficult. The fraud prevention measures on the credit card mean that you have to run every transaction twice because the first one automatically fails and you have to call the 800 number so they can allow it to go through. I’m an adult and I feel like I’m asking my parents for permission to spend my money. Also, now the 800 number is not 24/7 so your denied purchase will have to be made the next day when you can speak to a person in south or Central America. You have to let the bank know if you travel out of the country so you wont get stuck in Canada without access to your money. Twice I have been traveling and my cards were “suspended” until I called and told them I was out of town. I’m so worried that my card won’t work when I travel that I make sure I have cash. Even traveling within the US. I worry when buying airline tickets, making hotel reservations, and buying concert tickets. And I have enough money at the bank. I had 3 accounts and always enough money to cover the charges, plus my credit score is in the Very Good range, so I’m not a credit risk. My debit card fell apart but it took weeks for a new one because their software was down. Yes, the people in the banks branches are friendly and helpful, but they can’t make up for the how difficult this bank makes it for you to work with them. Conclusion: just open an account with another bank or credit union and save yourself the hassle of dealing with First Pioneers.

Kathleen Chassion

Kathleen Chassion

6 months ago

I have been trying to resolve issues with my debit card being unable to use at any establishments. The card works on online orders and ATM only. The card shows disabled when trying to make a purchase. It is over a month and a half not being able to make a purchase on stores. I tried to make a purchase today after I receieved the apology online in reference to visa problems still show disabled. Now being told I would be charged $25.00 to receive another card. I didn’t create this problem so why am I being told that I would be charged when I am not the problem?

Shelly Lewis

Shelly Lewis

8 months ago

Troy was very helpful when it came to me opening up my account Great customer service

Paola Denisse

Paola Denisse

a year ago

Poor customer service. I submitted an application for auto refinancing and never got answers. I would call the bank but failed to move forward with my application and wouldn’t be notified why I was not able to move on if I provided all of the information needed. I ended up refinancing quickly and efficiently at a different bank without a problem.

Albert Howard

Albert Howard

10 months ago

First Pioneers is Amazing! They have a great team and a great CEO. Lawoka is Awesome!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).