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Meritus

515 GUILBEAU RD, Lafayette, LA 70506
NCUA Insured3.3 (79 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

515 GUILBEAU RD

Lafayette, LA 70506

Service Area

This credit union is located in Lafayette and serves members in the LA area. Currently serving 23,537 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.59%

Used Auto Loan

7.15%

Personal Loan

12.96%

Credit Card APR

7.13%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in LA

Lowest rates currently reported by credit unions in LA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.3

79 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lisa Landry

Lisa Landry

5 months ago

I have a HSA with Meritus Credit Union. I have in the past two years dread the task of having to make my annual deposit into my account. I think making a deposit could be handled my a head teller instead of having to wait 30++ minutes for a loan officer to take your check to the teller line to deposit into a savings account then transfer into your HSA account. I hope next year the management makes a change to handle this matter in a more timely manner. I understand the tax issues of a HSA account, however, I feel a designated person on the teller line could be included in the training to make this a pleasant experience.

Veronica Blanchard

Veronica Blanchard

6 months ago

I went in for a gift card and was at teller window for 35 minutes bc they are not trained properly, this is not good customer service and the line was already long and only 2 tellers in lobby. I was moved from one teller to another due to lack of training , very disappointing.

Robert Derouen

Robert Derouen

7 months ago

They approved my daughter and I on a car she drove an hour then they said they couldn’t do it because I wasn’t at my job long enough mind you I just bought a house in August . Went with La Capital great rate and never had to go in !! Stay far away from these people !!

Natalyn Fontenot

Natalyn Fontenot

4 months ago

Poor communication and no follow up regarding application status. Received approval from another bank within 24 hours. Save yourself the time and trouble

Cynthia Chastant

Cynthia Chastant

a year ago

I love my bank! I have been with them for almost 30 years and have never had a problem and the people are always so nice and helpful! I have absolutely no intentions of ever leaving them. Great job guys! Keep up the great work.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).