University of Louisiana

PO Box 43635, Lafayette, LA 70504

NCUA Insured4.0 (19 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lafayette, LA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1958

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 43635

Lafayette, LA 70504

Google Maps 🗺Waze

(337) 482-6956

Service Area

This credit union is located in Lafayette and serves members in the LA area. Currently serving 6,473 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

6.59%

Personal Loan

9.95%

Credit Card APR

9.95%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in LA

Lowest rates currently reported by credit unions in LA (NCUA Q4 2025).

Southern Teachers & Parents— New Auto Loan

Baton Rouge, LA

2.49%

Epic— Used Auto Loan

Metairie, LA

3.99%

Avenue Baptist Brotherhood— Personal Loan

Shreveport, LA

6.00%

Cse— Credit Card APR

Lake Charles, LA

2.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.0

19 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jonathan Prejean

6 months ago

My Va. check deposit 2 days early with other banks. My check shows it's pending since Friday. The first is Monday and still hasn't deposited yet. It's time to go I've been here over 10years. I'm going to find a better bank. Online banking sucks with ULcredit union. Today is Monday and its 8:03 I still haven't seen my VA check in my account. My mortgage is due.

Brandi Marie Farris

7 years ago

Not a fan of this location, drive thru tellers are rude and not all follow the rules. Inside tellers are truly delightful. Drive thru tellers let me get money out of my account without proof of ID. It is unsettling to know that anyone can clear out my bank account because thr security protocol is not being followed.

Antoinette “Nettie” Babineaux

6 years ago

They need 2 learn speak to people..We have a job an when u answer the phone.Its way you pick.No one wants to feel like there bothering someone at there job.Its ur job to assist.Then she wants to hang up without saying bye r have a good day.If ur tellers dont like there job tell them find another.

jane montie

4 years ago

these people are very nice i have a Federal credit union out of state but these people have always been very nice to me would highly recommend this place