Back to Lake Charles credit unions

Southwest Louisiana

2255 E McNeese St, Lake Charles, LA 70607
NCUA Insured3.5 (63 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2255 E McNeese St

Lake Charles, LA 70607

Service Area

This credit union is located in Lake Charles and serves members in the LA area. Currently serving 19,190 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

11.55%

Used Auto Loan

11.55%

Personal Loan

16.95%

Credit Card APR

7.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in LA

Lowest rates currently reported by credit unions in LA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.5

63 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kim King

Kim King

5 months ago

Madison “Maddie” was phenomenal to work with while setting up my business account. I’ve been banking with Southwest Louisiana Credit Union for over 10 years with my personal account, and they’ve helped me immensely throughout the years—this experience only reinforced why I’ve stayed so loyal. Maddie was professional, thorough, and genuinely attentive. If she didn’t know an answer right away, she made sure to ask and get the correct information instead of simply leaving it at “I don’t know,” which I truly appreciated. She made the entire process smooth and I left confident that my business would be taken care of properly. I highly recommend working with Maddie and Southwest Louisiana Credit Union for both personal and business banking needs.

Loyal Westeen

Loyal Westeen

a year ago

By far, it is the best bank I've ever dealt with. A big shout out to our banker, Mrs. Heather Latour! She truly goes above and beyond to help her clients (more than once). She also gives great advice and is such a blessing to us. Thank you so very much for making our life a little easier.

keisha richard

keisha richard

a year ago

I been a member for years and today my fiancé who is a member as well went to deposit a bigger than normal check into our account on East McNeese While there h was treated as if he was a criminal by the bank teller. It wasn’t what she said it was the tone in which it was said. When I spoke with the bank manager she explained to me that the company who wrote the check was dealing with a lot of fraudulent and scammers. I explained to her that’s not a good reason to treat other customers the way he was treated. I am very disappointed in that branch. Everybody is not criminal and scammers. Some of us are actually honest people. The good should not have to suffer for the bad. Get it together!

R Shackleford

R Shackleford

6 years ago

I'm really disappointed in this branch. It used to be very good. The people were friendly, and knowledgeable. I asked a question, and got three different answers. I knew what the answer was already. I had asked anyway. The answer I got was a no, a you have to come in to do it, and yes. (The yes was the answer I already knew...for certain.) The teller was not a very cheery person. Quite snooty in my opinion. This branch is a shadow of its former self. The branch downtown is way nicer, and much friendlier staff. This particular trip was the most difficult, and inconvenient I've ever had. I doubt I will be using this branch except for the ATM. Just save your time, and effort. Go to a more pleasant branch where you are treated kindly, and that makes you feel valued. This trip honestly made me consider closing my account.

Deon Simien

Deon Simien

6 years ago

Worst bank to do business with. Be mindful and especially careful when dealing with loans. They use under handed tactics to get you to sign bad deals. At the time I had a great credit score so I got swindled in after talking to a loan officer(who no longer works there). Nothing she discussed with me after months of problems back and forth was true then told me I should be more careful of what I sign. That I didn’t have to sign the agreement. I have now been repairing my credit scores since dealing with them. At the time I was 21. Be smart they are not there for your benefit.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).