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People'S

PO BOX 290, Rayne, LA 70578
NCUA Insured4.4 (8 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1942

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 290

Rayne, LA 70578

Service Area

This credit union is located in Rayne and serves members in the LA area. Currently serving 3,728 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

18.00%

Used Auto Loan

18.00%

Personal Loan

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in LA

Lowest rates currently reported by credit unions in LA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.4

8 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Tracy Inman

Tracy Inman

5 years ago

I cant ask for a better bank they are friendly they are fast to serve you and they know there people your not a number there your a customer that they know would recommend to anyone I had a bigger bank but chose to be at people's where you get good service and they deal with all of our needs 😀

Kayshia Nelson

Kayshia Nelson

7 years ago

Been with them for 15+ years, taken out several loans and acquired a savings account! They have always been super helpful and given the best service.

Pamela Bellard

Pamela Bellard

7 years ago

Everyone is super nice really helpful They charge you for everything even though You have an account with them

Mary Terro

Mary Terro

4 years ago

Hometown banking at its best!!! Friendly, helpful staff!

Tracy Penn

Tracy Penn

2 months ago

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).