Carter

PO BOX 814, Springhill, LA 71075

NCUA Insured4.6 (19 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1954

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 814

Springhill, LA 71075

Google Maps 🗺Waze

(318) 539-4655

Service Area

This credit union is located in Springhill and serves members in the LA area. Currently serving 31,529 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.42%

Used Auto Loan

6.69%

Personal Loan

10.25%

Credit Card APR

8.80%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in LA

Lowest rates currently reported by credit unions in LA (NCUA Q4 2025).

Southern Teachers & Parents— New Auto Loan

Baton Rouge, LA

2.49%

Epic— Used Auto Loan

Metairie, LA

3.99%

Avenue Baptist Brotherhood— Personal Loan

Shreveport, LA

6.00%

Cse— Credit Card APR

Lake Charles, LA

2.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(15 total)

Member Reviews

4.6

19 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Phyllis Dunn

5 months ago

Every one was so polite, so sweet, curiosities, telling me what I need to know, Thanks you all.

Otis McGill

3 months ago

Excellent Been a Member Over 20 Years

Sylvie Herrington

a year ago

If you need info about your loan make sure you don’t speak with ALYSSA LINDSEY, she will tell you “however find out yourself.” Since I have been with Carter Federal Credit Union, people have been amazingly helpful and nice, but this Alyssa’s customer service is not that.

Connie Hinkel

6 years ago

I recently financed a new car purchase from Cater Federal, my loan officer was Andrea Farley, she was amazing! As my husband was in another state we had to work everything out via e mail ect. Andrea handled everything quickly professionally. She answered every question I had and I had a lot! By the way we were told the interest rate was quite a bit higher than at several other banks, but when we finished the rate we got was a lot lower than expwcted