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K V

316 W River RD, Augusta, ME 04330
NCUA Insured3.3 (11 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

316 W River RD

Augusta, ME 04330

Service Area

This credit union is located in Augusta and serves members in the ME area. Currently serving 10,937 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

5.25%

Personal Loan

13.50%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ME

Lowest rates currently reported by credit unions in ME (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.3

11 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Amelia Mcavoy

Amelia Mcavoy

5 years ago

I went to finance my car through KV for the second time, Nicole a loan advisor told me they would give me a thousand off if I got gap insurance through them, so I did. After I had taken the loan out on my car, Michelle the manager, told me Nicole made a mistake and that I actually wasn’t getting the thousand off. I believed they should still give me the thousand off BECAUSE it was their mistake and I was told prior to signing paperwork that I was getting 1000$ off my car. They told me essentially that I had to eat their mistake. Michelle only made the effort to get back 600$ on a previous extended warrantee I had ALREADY PAID for. I was entitled to it personally and it was put towards the loan as if it was the banks money that they promised me. (They still didn’t give me the 1000$ off I was promised) and I let it go after giving them a piece of my mind. Fast forward to 6 months later (now) I over drafted my account because I wrote two checks that took about 2 weeks to clear, and I had 2 debit card transactions that went through at the same time (keep in mind I’m a young mother and I don’t have money to dish out here there and everywhere) they over drafted my account 75$ (Three overdrafts) even though one of the transactions still had enough money to clear in my account without putting it into the negative. I filled out the form to get the overdrafts back (after depositing a whole entire check into my account, not being notified that I just gave away my entire weeks worth of gas and diaper money to overdrafts, when they’ve never had a problem returning them before) my account was still negative so I thought if I put the extra 10$ in it that I would get the 70$ back, NOPE, when I called I was told that the company had “bent over backwards” for me because they had already returned two overdrafts this year and would not be giving the three back. I’ve now closed out all my accounts with them and refinanced with connected credit union and will not be giving my business to this credit union ever again. They have possibly the worst customer service I have ever experienced in any establishment and I’m extremely disappointed in the way I was treated

Ryan Hall

Ryan Hall

3 years ago

Called and asked how long their loan officer would be in, as I wanted to take a loan out, and they told me she was there till 5pm. show up and they said she had left for the day a half hour before. Great communication and business.

Melisa Manson

Melisa Manson

a year ago

They should not advertise that they're open 24 hours if they really aren't. Extremely frustrating!

Chris Lizzotte

Chris Lizzotte

3 years ago

Good people, fast,accurate service. Convenient locations.

Michael Lowberg

Michael Lowberg

6 years ago

Refused to cash my check even though it's drawn through this bank

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).