Maine State

P.O. Box 5659, Augusta, ME 04332

NCUA Insured3.1 (79 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Augusta, ME may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 5659

Augusta, ME 04332

Google Maps 🗺Waze

(207) 623-1851

Service Area

This credit union is located in Augusta and serves members in the ME area. Currently serving 37,275 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.49%

Used Auto Loan

5.74%

Personal Loan

11.75%

Credit Card APR

14.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ME

Lowest rates currently reported by credit unions in ME (NCUA Q4 2025).

Central Maine— New Auto Loan

Lewiston, ME

4.48%

Central Maine— Used Auto Loan

Lewiston, ME

4.48%

Ancorum— Personal Loan

Bath, ME

6.00%

Atlantic Regional— Credit Card APR

South Portland, ME

2.49%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.1

79 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

jeremy hance

4 months ago

If you are considering banking here, you should be aware of how your personal information may be handled. In my experience, extremely sensitive data such as name, date of birth, and Social Security number was shared with third-party vendors in ways that felt unnecessary and careless. When vendors experience data breaches, that information can end up in the hands of identity thieves. Financial institutions should be held to the highest possible standards for information security, and this did not reflect that level of care. I sincerely hope changes have been made to their data practices and personnel since my experience. Based on what I observed, I would caution others to think carefully and ask detailed questions about how their personal information is stored and shared before opening or maintaining an account here.

Kara D

7 months ago

I really don't like banking with them. There are too many errors that are easily prevented that they just let happen, even if you tell them before hand to prevent it from happening. Any recommendations for a credit union that actually has a solid follow through to doing what they say they'll do? Because I am ready to go.

Ashleigh Lark

6 months ago

Absolutely awful. Had a car loan through them and they were not able to work with me at all after I got out of an abusive relationship. Unfortunately the abusers name was still on the car and I asked for them to note to never call him and when they were threatening to repo the car they called him instead of me and told him the new address and new state I lived in. Absolutely awful and rude people.

Andrew

5 months ago

Deals with marketing companies that have data breaches, Marquis. 5 months to notify, offers free id protection that you cant sign up for

Mike Carroll

10 months ago

Great rates terrible systems and terrible early payoff terms knowledge. Paying off early online is not an option and got called an idiot for not just calling in and spending 30 minutes during work hours. Just wish I had gotten some straight answers and didn’t waste 4 hours of time that I was to work late to cover. In the end I learned my lesson: do not work with banks, companies, or credit unions that cannot support an online onboarding process despite how good the rate is.