NCUA Insured
Member-Owned
1 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around East Millinocke, ME may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1954
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in East Millinocke and serves members in the ME area. Currently serving 4,081 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.89%Used Auto Loan
6.65%Personal Loan
8.89%Credit Card APR
9.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in ME (NCUA Q4 2025).
Lewiston, ME
Lewiston, ME
Bath, ME
South Portland, ME
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.7
7 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsCheryl Hale
6 years ago
I've had to deal with the passing of both my parents who had accounts with EMFCU. The people there have been friendly and extremely helpful. I'd recommend this credit union to anyone in the region.
Rusty Taylor
2 years ago
Lynn was great. I miss my old student Danny Byron.
Ruthie Carver
a month ago
persephone jordan
a year ago
Kali Lyons
2 years ago
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(207) 746-3428Website
Visit WebsiteMembers
4,081
Total Assets
$77.2M
Year Opened
1954
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile