Cumberland County

101 Gray Rd, Falmouth, ME 04105

NCUA Insured3.4 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Falmouth, ME may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

101 Gray Rd

Falmouth, ME 04105

Google Maps 🗺Waze

(207) 878-3441

Service Area

This credit union is located in Falmouth and serves members in the ME area. Currently serving 21,961 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.90%

Used Auto Loan

7.00%

Personal Loan

10.65%

Credit Card APR

16.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ME

Lowest rates currently reported by credit unions in ME (NCUA Q4 2025).

Central Maine— New Auto Loan

Lewiston, ME

4.48%

Central Maine— Used Auto Loan

Lewiston, ME

4.48%

Ancorum— Personal Loan

Bath, ME

6.00%

Atlantic Regional— Credit Card APR

South Portland, ME

2.49%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.4

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

James Magno

6 months ago

Loan Officers are not transparent with their information regarding loans. Chris Varney is never clear over email and leaves out valuable information. Living many states over, I wanted to keep my childhood bank for their services to me all throughout the years. They’ve gotten worst and worst ever time when I have to deal with them.

DeeJay DeEnay

8 years ago

I love this bank but can't give them a full 5 stars, their staff are awesome, the service and online banking are great, they do really good loans,I doubt I'll leave them they're almost everything I want... But there are so few ATMs you can use with no charges, and I hate paying ATM charges!

Liz Haskell

8 years ago

I've been a CCFCU member for 10+ years, I've never had a problem with banking. Now all of a sudden there's an issue with third party checks which was never an issue before..customer service is awful.