Gardiner

420 Brunswick Ave, Gardiner, ME 04345

NCUA Insured3.8 (28 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Gardiner, ME may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

420 Brunswick Ave

Gardiner, ME 04345

Google Maps 🗺Waze

(207) 582-2676

Service Area

This credit union is located in Gardiner and serves members in the ME area. Currently serving 5,452 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

5.70%

Personal Loan

16.00%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ME

Lowest rates currently reported by credit unions in ME (NCUA Q4 2025).

Central Maine— New Auto Loan

Lewiston, ME

4.48%

Central Maine— Used Auto Loan

Lewiston, ME

4.48%

Ancorum— Personal Loan

Bath, ME

6.00%

Atlantic Regional— Credit Card APR

South Portland, ME

2.49%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.8

28 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Ruby Serrano

a month ago

Honestly tired of having every purchase I try to make online blocked. When I call most of these tellers are very rude like how dare I bother them with my questions. I always get transferred to one person who conveniently sends me to voicemail. I have had this problem for weeks that no one can seem to fix for me. Just go open an account at a different bank. Edit: I got a call just now after leaving this review and was told they can’t do anything. It’s not in their end. How is it not when Apple Pay is telling me the bank is blocking the purchase?

P. H.

10 months ago

Went in to talk with Wendy about debt consolidation. She set me right up, saving me thousands of dollars in interest. Wow. Been with this credit union for 30 yrs. Could not be happier. Thank You Wendy! Thank you GFCU.

Douglas Lyford

a year ago

Got an auto loan through this bank. They told me I could set up automated payments. I can't. The online banking is from 1995 and won't let me. I tried to contact them to get help, nobody ever got back to me. I will never use this bank again and can't wait to close my account. Avoid them!

Andrew Blackman

3 months ago

Worst bank to deal with, wouldn’t recommend to anyone.

Jamie Elliott

2 years ago

Bri was fantastic setting up my new account!! Fast, friendly and pain free :) Wendy was a loan superstar for our new car. Staff is amazing to work with and you feel like family walking in. Thank you ladies for your amazing work and caring personalities