Back to Lewiston credit unions

Central Maine

P.O. Box 1746, Lewiston, ME 04240
NCUA Insured3.0 (33 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 1746

Lewiston, ME 04240

Service Area

This credit union is located in Lewiston and serves members in the ME area. Currently serving 6,473 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.48%

Used Auto Loan

4.48%

Personal Loan

10.00%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ME

Lowest rates currently reported by credit unions in ME (NCUA Q4 2025).

Central MaineNew Auto LoanThis CU

Lewiston, ME

4.48%
Central MaineUsed Auto LoanThis CU

Lewiston, ME

4.48%
AncorumPersonal Loan

Bath, ME

6.00%
Atlantic RegionalCredit Card APR

South Portland, ME

2.49%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.0

33 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lorraine Clavette

Lorraine Clavette

5 months ago

I’ve been a member for years, very happy with them!

thosefierybiscuits

thosefierybiscuits

2 years ago

It actually pains me to write this review. I tried so hard to let go of their mistakes again and again and hang onto this account. But now after 42 years with this bank, an account I held since before I was born, I have finally closed my account. I have never encountered so many issues or had so many negative experiences with any establishment more than this one. What is worse than their constant mistakes and disregard for the sacredness of people’s money is that they never admit fault/human error. Ever. They always push it back on you as the customer - the amount of times I had to do my own investigation into a problem they created (and meanwhile wait on money being returned by them) is outrageously unfortunate.

Rick Piecuch

Rick Piecuch

4 years ago

Why would you do a system upgrade in the middle of the week? Why would you not tell your customers that your online account will no longer work after the upgrade (instead of saying it will be unavailable for 2 days)? And then after the upgrade, you cannot access your account on the new online site? I called the credit union 141 times on the Monday after the Wed/Thur conversion. Busy, busy, busy. I got through once, and the receptionist made me feel like it was my error that I could not get online. When I said maybe I should take my money to another institution, she said I had the right to do that. She put me into a voice mail (around noon time) for the person who can help me get back online, and I did not get a call back. The next day (day 7) I reached the receptionist who said she would call me back in the afternoon to get me online. On day 8, I reached the receptionist in the morning. She asked if she could call me back later in the day. I said NO, letting her know we did that the day before. She did get me set up. A day or two later I did receive a phone call from Vickie, the credit union Manager, who profusely apologized for what had happened. A side note. The tellers at the Lewiston branch (Lucy and Sam in particular) are excellent and always made me feel welcome.

Marilyn Stevens

Marilyn Stevens

3 years ago

Five stars go to Ashley and Alex. I made a stupid mistake when I made a payment to my credit card, and yesterday Ashley quickly figured out what I had done and transferred me to Alex who said she would fix the problem. I got a call first thing this morning telling me that the problem was solved. I lost my husband recently, so life has been a bit stressful. I can't thank them enough for their kindness and patience - it's much appreciated. I would also like to thank Karen, the receptionist, and everyone on the second floor who helped me with this painful transition.

Anna Desjardin

Anna Desjardin

5 years ago

Staff is extremely professional, and prompt with answering quickly. I have found that particular aspect to be difficult living on the west coast (Arizona), as it takes time and time + to get a live person on the line despite a membership. Both my father and mother have used this credit union for decades, recommended them to me, and they are always kind and professional. I’m happy to live in Arizona, and use CMCU as my main credit union. I had a debit card issue this weekend, called first thing Monday morning and my issue was resolved in a matter of minutes. This type of service is reassuring and comforting! Thank you CMCU!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).