Truchoice

PO BOX 10659, Portland, ME 04104

NCUA Insured4.2 (71 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Portland, ME may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 10659

Portland, ME 04104

Google Maps 🗺Waze

(207) 772-0808

Service Area

This credit union is located in Portland and serves members in the ME area. Currently serving 12,581 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.58%

Used Auto Loan

5.69%

Personal Loan

13.72%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ME

Lowest rates currently reported by credit unions in ME (NCUA Q4 2025).

Central Maine— New Auto Loan

Lewiston, ME

4.48%

Central Maine— Used Auto Loan

Lewiston, ME

4.48%

Ancorum— Personal Loan

Bath, ME

6.00%

Atlantic Regional— Credit Card APR

South Portland, ME

2.49%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.2

71 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Charlie N

9 months ago

TruChoice Maine is an awesome mortgage company! I'm on SSI and have "fair" credit, yet TruChoice approved me for a mortgage. Tucker responds to emails/calls almost immediately. He also helped me save cash on loan, insurance, and title work fees. TruChoice ME is a true partner in the homebuying process. I highly recommend them!

Pete Galfetti

a year ago

TCFCU has been amazing over the years, from credit consolidation to new auto and motorcycle purchases and much more. The service I receive is always top notch and I cannot say enough of the personal touch from folks like Michelle in the Portland Branch.

Timothy Hart

2 years ago

Great “home town bank”, that is happy to work with you. Forget those large banks where you are just a number. They have been super nice to work with and I genuinely feel that they have my best interests in mind. Also they have great amenities and a good app to go with. Would give them more stars if I could. Honestly one of the highlights of moving back to Maine has been switching my banking to them. Thank you TruChoice!

T Wil

2 years ago

I just recently became a member of this bank. Jay helped me through everything and made it so easy and with no stress. Great options for banking, credit cards, loans and much more. So far they have been so welcoming and nice, i can't wait to create an amazing relationship with this bank! Jay was great!!

Kailyn Fitzgerald

9 months ago

I want to shout out Josh (or John) I think his name is up front his is extremely helpful and kind! Always makes my experience amazing!! He is the best!!!!