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Saco Valley

PO Box 740, Saco, ME 04072
NCUA Insured3.1 (18 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 740

Saco, ME 04072

Service Area

This credit union is located in Saco and serves members in the ME area. Currently serving 9,201 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 Β· NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.31%

Used Auto Loan

5.81%

Personal Loan

10.34%

Credit Card APR

7.12%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union β€” not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ME

Lowest rates currently reported by credit unions in ME (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.1

18 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Michael Coyne

Michael Coyne

6 months ago

I opened an account online and was approved. I went into the branch in person with my ID and legal documents, including a power of attorney for my mother who has dementia. I am her caregiver and was trying to get everything set up before relocating her to Florida. Four days after opening the account, Saco Valley froze my debit card without warning, claiming they β€˜made a mistake.’ This left me stranded in Florida with no access to my own money. I verified my identity AGAIN, and they temporarily unblocked it. Today a direct deposit for my mother arrived, and I resent the POA they requested. Instead of processing it, they abruptly shut my entire account down β€” again leaving me stranded with no access to funds. Their negligence caused significant distress during an already difficult situation, and I will be filing a formal complaint with the CFPB. Avoid this credit union.

Nicole Nason

Nicole Nason

2 years ago

The male employee a balding male with glasses again accosted parents in the BACK parking lot not near the handicap spot or main bank entrance. Demanding that they move immediately. Even as kids were changing in my vehicle for which I informed him he refused to leave my car side. I advised I'd move as soon as she was done and he again demanded NOW. He also walked up on another mother with a young child and a baby in a carrier...several other parents as well. Nobody was in the way of bank activities, handicap or otherwise. Literally just trying to drop kids off to class and leave. More so using the Church parking area. There are NO signs to say bank parking only. This man is aggressive and rude even when you are attending to comply within reason. It's worth noting this was at 3:40 and the bank closes at 4pm.

Tammy

Tammy

6 years ago

The customer service at Saco Valley Credit Union is top notch. Everyone from Marsha, Matt to Shawn and all the tellers are all very helpful and available to help with all of your needs. I switched from a traditional bank to Saco Valley Credit Union about 9 years ago and never looked back. They make you feel like family. I highly recommend SCVU for all of your financial needs.

Bethany Ingraham

Bethany Ingraham

2 years ago

One of their male employees had nothing better to do today than to intimidate and harass a mother with a baby for daring to park in the SVCU parking lot on "their busiest day of the month." He continued to harass her when she took more than two minutes to get out of the parking lot because she was informing another patron of a better place to park. This is not acceptable behavior.

Jacob Ledesma

Jacob Ledesma

10 years ago

Saco Valley is the best bank I've ever had! Unfortunately, we moved and it was too complicated to keep up with shared branching---but when we lived in Saco, they were always very friendly, and always willing to help me with whatever I needed help with. There were several times they helped me get my money back either from a internet scam (more than $400!!), and fees from other creditors, etc. I would highly recommend them to anyone!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • β€’ Current loan rates & terms
  • β€’ Membership eligibility requirements
  • β€’ Minimum deposit to open an account
  • β€’ Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).