Town & Country

PO BOX 9420, South Portland, ME 04116

NCUA Insured3.7 (46 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around South Portland, ME may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 9420

South Portland, ME 04116

Google Maps 🗺Waze

(207) 773-5656

Service Area

This credit union is located in South Portland and serves members in the ME area. Currently serving 38,593 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

5.99%

Personal Loan

11.74%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ME

Lowest rates currently reported by credit unions in ME (NCUA Q4 2025).

Central Maine— New Auto Loan

Lewiston, ME

4.48%

Central Maine— Used Auto Loan

Lewiston, ME

4.48%

Ancorum— Personal Loan

Bath, ME

6.00%

Atlantic Regional— Credit Card APR

South Portland, ME

2.49%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.7

46 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Abby Heskett

5 months ago

Very happy with this branch I had my card hacked recently and they helped me with no issues. They made sure to credit the money back to me within a week and I wasnt charged any overdraft fees for the problem. Amazing customer service and I cant thank them enough!

Rachel Godsey

5 months ago

The most amazing bank ever! They have saved my life on multiple occasions. They are all so kind and helpful! I will never bank with anyone else! Thank you from the bottom and whole heart! Thank you Town and Country Federal Credit Union! P.s i have been a member for 8 years!

Outdoor Nut

7 months ago

I have been going to this branch on and off for the last 20 years since I retired from the service. They are a share branch of my bank. The staff is always polite and cheerful. I only go here when I have a check to deposited or need cash. It has never been that busy when I have gone.

Lynda Garland

a year ago

Town & Country is by far the best credit union I have ever belonged to. Customer service is very easy to work with and the staff are knowledgeable and courteous. They do their best to resolve any problems that come up and have never been dismissive. I will stay with this credit union forever.

Andrew Johnson

11 years ago

Update: Great customer service. Love the huge return on my checking account and the idea of keeping my money locally. I like how there is no maintenance fee like TD. I don't like the hours. I don't like the max withdraw limit of $500 my depot card. It has been a major issues quite a few times on the weekends when I need to buy something over $500 and I get locked out and can't get a hold of anyone. Initially their on line banking was a draw back its much better. Its not great, I would like to add nick names to my accounts and have all my accounts under one profile with one user name and password but it is a major improvement over the old system.