Aberdeen Proving Ground

PO BOX 1176, Aberdeen, MD 21001

NCUA Insured2.7 (113 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Aberdeen, MD may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 1176

Aberdeen, MD 21001

Google Maps 🗺Waze

(410) 272-4000

Service Area

This credit union is located in Aberdeen and serves members in the MD area. Currently serving 182,247 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.44%

Used Auto Loan

6.09%

Personal Loan

9.09%

Credit Card APR

15.83%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MD

Lowest rates currently reported by credit unions in MD (NCUA Q4 2025).

Signal Financial— New Auto Loan

Kensington, MD

1.74%

Signal Financial— Used Auto Loan

Kensington, MD

2.24%

Capital Area Taiwanese— Personal Loan

Rockville, MD

6.00%

Municipal Empl.Credit Union of Balt— Credit Card APR

Baltimore, MD

1.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(17 total)

Member Reviews

2.7

113 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jessica Cardoza

5 months ago

Received a check with no name. I called APGFCU and Monserrate was incredibly helpful and understanding. She is taking the time to help me locate the tenant so they may have their check applied to their rent. We have a lot of tenants that use this establishment and have never heard any complaints

Georgette Shirk Diep

6 months ago

Rachel took care of our application and she is BY FAR the best service representative that I have ever encountered. She was so polite, nice and explained everything in great detail, I appreciated the time she took to make sure I was aware of the process and gave me information to track for the future. She deserves a promotion!

Clifton Vail

3 months ago

Ever since I made my payment at THIS branch for the 1st time on Jan 8th my account has been messed up so bad. I have NEVER missed a payment and I was just charged at the APG on post over 100 dollars and was told "It is late fees built up over time" ARE YOU KIDDING ME ? My payment history is 100 % been to the tellers every month and NOT ONE has told me I owed extra. I will be paying this off next week and will never do business with these people again.

mrsvhie77

3 months ago

I just spoke with someone whose tone came across as rude and unapproachable. It felt like she didn’t want to be disturbed or assist me. As a customer, that experience was disappointing and frustrating. Professionalism includes being helpful, respectful, and friendly, and unfortunately, that was not reflected in this interaction. The conversation negatively affected my mood, and I hope this feedback helps improve future customer service experiences.

John Smith

8 months ago

It feels to me that they are actively trying to scam their customers. I have a car loan that their app will not let me auto pay, and when I asked how, I was told a method that *only* auto pays the interest. They are trying to trick you into paying the minimums in hopes of sucking as much money out of you as possible. Do *not* use this credit union