NCUA Insured
Member-Owned
1 charter
Established in 1969
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1969
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Baltimore and serves members in the MD area. Currently serving 3,638 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.39%Used Auto Loan
7.39%Personal Loan
12.92%Credit Card APR
12.50%Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MD (NCUA Q1 2025).
Kensington, MD
Kensington, MD
Rockville, MD
Baltimore, MD
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branch information not available for this credit union.
2.9
48 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsLin A
5 months ago
Visited today. They recently bought the previous bank, which explains the older negative reviews. They opened in September 2025 and are still setting up the standalone ATM, so for now there’s only a drive‑thru teller, not a drive‑thru ATM. The tellers are very friendly and fast. No more driving to Aberdeen—thank goodness!
Mike Cheek
7 months ago
Nobody ever answers the phone. If they do answer it's after calling 20 times. How do you have member services but don't answer the phone.
Matt Bosley
2 years ago
Every time I try to go, the inside is closed/locked (during posted business hours), and the drive thru is down or closed. The outside ATM is the only thing open. I don't have my debit card. I requested a new one twice, and they never mailed it. Any time you get them on the phone, they say you need to stop into the branch. In hindsight, I would have chosen a more accessible credit union.
Joey Chucoski
3 years ago
Been with Members First for 15+ yrs. Always in and out,great interests rates and love the positive energy from customer service. Here and there u might get a customer that runs into them small Yellow poles that separates the lanes in the drive through from not "paying " attention. 😂🤣 But that's not the banks fault (nor the customer thats behind them" 👋 And Most important of all, No matter how bad my day is going, Hannah ALWAYS has me walking out ,with a Joker SMILE!!! Highly recommend this credit union!!
Earline Wiseman
2 years ago
Employees can be rude. No monthly bank statements mailed to you. To get a copy of statements cost a fortune and the make the payments print so small you can’t read. They don’t look out for suspicious activities on your account. And will only go back one statement. My dad was ripped off for $3,000 last year and now again for 10,000
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(410) 633-8850Website
Visit WebsiteMembers
3,638
Total Assets
$22.3M
Year Opened
1969
Net Worth
Significantly Undercapitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile