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Chessie

PO BOX 689, Cumberland, MD 21502
NCUA Insured4.3 (72 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 689

Cumberland, MD 21502

Service Area

This credit union is located in Cumberland and serves members in the MD area. Currently serving 33,435 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

6.49%

Personal Loan

14.49%

Credit Card APR

12.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MD

Lowest rates currently reported by credit unions in MD (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

4.3

72 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
William Coffman

William Coffman

5 months ago

Place is a joke, from communication skills,to answering phone, to unauthorized money being removed from account that has to be disputed. Will never deal with these clowns again.

Morgan Peirce

Morgan Peirce

3 years ago

First bank I ever used (as a teen), & I am currently using them. I have loved watching Chessie grow into the family it is now. I absolutely love using the mobile app to keep me current with all my finances. Going through the drive through teller is always a pleasure. It’s enjoyable to see a familiar face at my local branch. I’ve never had any major issues worth complaining about with my Credit Union & always refer friends and family to use them. I hope to see Chessie grow even more in the mobile banking/digital department.

Richard Mullenax

Richard Mullenax

3 years ago

Chessie Federal Credit Union has been there for me for over 25 years with personal loans, auto loans, mortgage loans and savings. All there staff has been very helpful, knowledgeable and kind. They have always been able to match and some times beat others rates. Highly recommend for all your banking needs!

Mae Bailey

Mae Bailey

3 years ago

I have been a Chessie Federal Credit Union customer for 20 years and counting. Everyone I have talked to when I had questions or needed information has been outstanding, thoughtful and courteous! I intend on staying with them for a long time. Keep up the great customer service! Thank you!

Apple Pie

Apple Pie

2 years ago

We have been members of Chessie Federal Credit Union for many years. The locations are so convenient and the employees are always very helpful and friendly. We have checking and savings and have even gotten a home equity loan through Chessie. We also have a Visa Platinum credit card that we use for all of our purchases and even our monthly bills. I guess you could say we're "Chessie people!"

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).