Skypoint
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1968
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Germantown, MD may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1968
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Germantown and serves members in the MD area. Currently serving 13,829 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.99%Used Auto Loan
5.49%Personal Loan
10.64%Credit Card APR
13.74%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in MD
Lowest rates currently reported by credit unions in MD (NCUA Q4 2025).
Kensington, MD
Kensington, MD
Rockville, MD
Baltimore, MD
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(3 total)
Member Reviews
3.3
55 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Annie Thoopsamoot
6 months ago
I love this Credit Union, SkyPoint always offers me the best deal when I need financial assistant. Their deals are always much better than all of the banks and even better than State Employee Credit Union. That's why I am going to transfer most of my funds to them and close the account with SECU.
Maltés Films
10 months ago
I've been a Skypoint member for three years and am very grateful to the entire staff, from the tellers to the board of directors. They are very caring people who work passionately for their members and the county community. Their products have affordable interest rates for low-income families like mine. I highly recommend Skypoint.
Adam S
10 months ago
Horrible credit union. I was declined for opening an account due to my account history not meeting their requirements. Please tell me how a non-existent account doesn’t meet your requirements? They wanted me to bring documentation into a branch to prove I’m eligible for membership, yet they’re able to provide loans and mortgages to people all over the country, so that’s not a possibility. This place literally has no idea what they’re doing.
no thx
4 months ago
Withholds direct deposits to pay other clients. You won't get your paycheck on time!
General Lee
a year ago
SkyPoint Federal Credit Union made banking incredibly convenient by coming to my job to meet with my colleagues and I. Their team was friendly, knowledgeable, and efficient, making the entire process seamless. Their commitment to exceptional customer service is truly impressive. If you're looking for a financial institution that goes above and beyond, I highly recommend SkyPoint FCU.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(301) 528-8421Website
Visit WebsiteMembers
13,829
Total Assets
$249.2M
Year Opened
1968
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile