Point Breeze

11104 McCormick Rd, Hunt Valley, MD 21031

NCUA Insured3.4 (63 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Hunt Valley, MD may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

11104 McCormick Rd

Hunt Valley, MD 21031

Google Maps 🗺Waze

(410) 584-7228

Service Area

This credit union is located in Hunt Valley and serves members in the MD area. Currently serving 67,330 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

4.99%

Personal Loan

8.95%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MD

Lowest rates currently reported by credit unions in MD (NCUA Q4 2025).

Signal Financial— New Auto Loan

Kensington, MD

1.74%

Signal Financial— Used Auto Loan

Kensington, MD

2.24%

Capital Area Taiwanese— Personal Loan

Rockville, MD

6.00%

Municipal Empl.Credit Union of Balt— Credit Card APR

Baltimore, MD

1.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

3.4

63 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Darryl Chesney

7 months ago

Very dissatisfied with Point Breeze. I tried to buy a vehicle out of state and had nothing but a hard time. The person I dealt with was extremely hard to understand and she had no clue what she was doing. Each and every time I asked something it took a day to get back because she had to “check with her supervisor.” You would think with 825 credit score things would run somewhat smooth! Nope! She kept struggling with the fact that it was an out of state transaction even after providing all the vehicles information, carfax, etc. Then what put the kabash on the entire deal was that she required the sellers to travel from out of state to come to their Hunt Valley facility to do “the deal”. What should have been a straight forward purchase on a used vehicle turned into a circus! My only regret is that they hit my credit with a Hard Inquiry!

Aliya Wright

4 months ago

Jean Mwangi whom is a loan specialist goes ABOVE & BEYOND for her clients! Getting a loan is very stressful especially when it’s unexpected, but with Jean’s help. This whole process was easy, and quick! If I had any questions or concerns she was one phone call away, and she listened with open ears. Her fundamental role combined with her ambitious spirit helped my family more than you know! THANK YOU JEAN🤍🤍!!!!!!!PLEASE GIVE HER A RAISE💰!!!!!!!!

Dan Snyder

5 months ago

disappointing customer service all the way around . woke up this morning to a email at 4:30 saying that my automatic payment withdrawal failed . After 4 years from the same account !!!!! Furthermore hearing from friends and faimly that they have been getting withdrawals from veichal loans twice in one mounth . Can't wait till June when my veichal will be payed off so i can close my account for good !!!!

elizabeth smith

5 months ago

I was there for 2:30 with Joel that didn’t know what he was doing, a new guy they stuck Me with, I’ve been dealing with then for at least 15 years and this is how I was rewarded, shame on you all, he doesn’t have a clue how things are done. I’m disappointed to say the least.

Gail Valenti

10 months ago

Horrible service. Slow as can be all around. I am so very dissatisfied with P.B.C.U. and have been with them for years. I am strongly considering a move now. I just can't deal with their incompetence any longer. And the vendors they are using for credit cards and money transfers are lacking big time. Plus, it takes multiple requests to have a supervisor return your call. What happened to customer service?