Back to Kensington credit unions

Signal Financial

3015 University Blvd W, Kensington, MD 20895
NCUA Insured3.9 (113 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

3015 University Blvd W

Kensington, MD 20895

Service Area

This credit union is located in Kensington and serves members in the MD area. Currently serving 18,456 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

1.74%

Used Auto Loan

2.24%

Personal Loan

12.70%

Credit Card APR

13.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MD

Lowest rates currently reported by credit unions in MD (NCUA Q4 2025).

Signal FinancialNew Auto LoanThis CU

Kensington, MD

1.74%
Signal FinancialUsed Auto LoanThis CU

Kensington, MD

2.24%
Capital Area TaiwanesePersonal Loan

Rockville, MD

6.00%
Municipal Empl.Credit Union of BaltCredit Card APR

Baltimore, MD

1.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.9

113 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Daniel Ferede

Daniel Ferede

6 months ago

Absolutely Outstanding Customer Service! I had the pleasure of being assisted by Nanci Ponce Sanchez, and I couldn’t be more grateful. Her professionalism, deep knowledge, and genuine willingness to help truly set her apart. She went above and beyond to ensure I understood every step of the process, making the entire experience smooth and stress-free. A heartfelt thank-you to Nanci and the entire team for their exceptional support and dedication. Highly recommended!

Nino Malong

Nino Malong

3 months ago

I cannot say enough good things about the help that Deja and Segui were able to provide at the City Center branch. Their were able to assist me with a time sensitive matter which I deeply appreciate. They are the best!

Phil Pierce

Phil Pierce

6 months ago

We’ve been with Signal Financial for years, and the experience has always been excellent. Farah, the manager, is truly outstanding — professional, welcoming, and always willing to go the extra mile. The tellers, Adrese and Nancy, are equally wonderful. They’re friendly, patient, and make every visit feel easy and stress-free. It’s rare to find a team that consistently treats you like family, but Signal Financial absolutely does. We appreciate all of you and look forward to many more years together!

Eva Quittman

Eva Quittman

4 months ago

Had a great experience working with Edrees and Michelle. They offer great products and the ability to get your credit or debit card same day is a plus. I'm looking forward to continuing to bank with Signal.

Emran Ibrahimi

Emran Ibrahimi

5 months ago

I went to this branch regarding a loan inquiry and the gentleman(Edrees Hashemi) stepped up the minute I walked in and was very welcoming and friendly and answered all my questions and left with a great experience. Thank you Mr. Hashemi for your great service today. Give him a raises please 🙏🙏

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).