Fedchoice

10001 Willowdale Road, Lanham, MD 20706

NCUA Insured3.5 (77 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lanham, MD may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1935

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

10001 Willowdale Road

Lanham, MD 20706

Google Maps 🗺Waze

(301) 699-6100

Service Area

This credit union is located in Lanham and serves members in the MD area. Currently serving 25,580 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.08%

Used Auto Loan

5.68%

Personal Loan

11.34%

Credit Card APR

12.28%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MD

Lowest rates currently reported by credit unions in MD (NCUA Q4 2025).

Signal Financial— New Auto Loan

Kensington, MD

1.74%

Signal Financial— Used Auto Loan

Kensington, MD

2.24%

Capital Area Taiwanese— Personal Loan

Rockville, MD

6.00%

Municipal Empl.Credit Union of Balt— Credit Card APR

Baltimore, MD

1.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.5

77 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shannon Espino

10 months ago

I have had FedChoice for years, at first their service was exceptional. However, now, the ATMs never work (I have to use another credit union) no one is ever at the help desk when you walk in, and they never answer the phone. My son and I have been trying to resolve an issue with his student account for weeks now. It’s unfortunate how the services have declined over the years. Really makes me consider closing my accounts.

Brooke Talbert

10 months ago

I had the best customer service experience with Kailyn Hankton for my transaction today. She was very pleasant and efficient with assisting me in such a timely manner with a very friendly demeanor.

Kelvin Nix

4 months ago

They were very helpful and courteous. I like the attentiveness to listening to my concerns and fixing my problems... thank you

Mia Brown

a year ago

Extremely slow customer service. To get a replacement debit card i was there from 9:56 to 10:39. No customers in facilities. Not sure why this credit union take so long for a replacement card. They could have service 10 to 15 people at rate I stayed. Representative sot on computer at is she is really busy. Don't join at this snail credit union aka fedchoice