Fedfinancial

10903 New Hampshire Avenue Bldg 2, Silver Spring, MD 20903

NCUA Insured4.1 (64 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Silver Spring, MD may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

10903 New Hampshire Avenue Bldg 2

Silver Spring, MD 20903

Google Maps 🗺Waze

(301) 881-5626

Service Area

This credit union is located in Silver Spring and serves members in the MD area. Currently serving 3,685 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.49%

Used Auto Loan

4.49%

Personal Loan

7.15%

Credit Card APR

12.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MD

Lowest rates currently reported by credit unions in MD (NCUA Q4 2025).

Signal Financial— New Auto Loan

Kensington, MD

1.74%

Signal Financial— Used Auto Loan

Kensington, MD

2.24%

Capital Area Taiwanese— Personal Loan

Rockville, MD

6.00%

Municipal Empl.Credit Union of Balt— Credit Card APR

Baltimore, MD

1.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

64 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

April Hodges

5 months ago

Ms. Tia Davis is a super star! She has provided me with the most amazing customer service. She is an active listener and gives great guidance and suggestions. Very solutions oriented and is willing to go above and beyond to ensure I am fully clear in my understanding and satisfied. I have been a FedFin member for several years and I do not regret it. Going local for my financial needs was the best decision I've ever made!! Zero regrets.

shazia khan

8 months ago

Recently needed some help and ended up with Naomi Lloyd member Service Specialist at white Oak branch. Naomi was a pleasure working with. To say the least her customer service skills were exceptional. She went above and beyond to resolve my issue with a very pleasant attitude. Employee like her are definitely an asset.

Nailah

a year ago

I had a wonderful encounter with Tia Davis on 4/25/25. I noticed a charge to my debit card that I did not make. My card was immediately deactivated and I was told it would take 7-10 business days to receive the replacement card. I called my local financial institution and spoke with Tia, who assured me that I would get the replacement card in in 2-3 business days. That was music to my ears as I use that almost daily and not having access for up to 10 days was daunting. This was not my first encounter with Tia and each time I have found her to be professional, knowledgeable and courteous. With all my angst yesterday, it is good to have someone like Tia on the other end of the call. Tia Davis keep up the good work in providing exemplary customer service.

Crystal Rice

8 months ago

Member services specialist Naomi Lloyd is amazing! She goes above and beyond in her caring work to ensure you feel like a truly valued credit union member.

Kimberly Etherith

8 months ago

My mother recently passed away so I had to contact FedFinancial Federal Credit Union. Naomi Lloyd assisted me throughout the process of closing my mother's account and she was OUTSTANDING!!!!