NCUA Insured
Member-Owned
1 charter
Established in 1963
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Towson, MD may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1963
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Towson and serves members in the MD area. Currently serving 28,570 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.90%Used Auto Loan
4.90%Personal Loan
7.90%Credit Card APR
8.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MD (NCUA Q4 2025).
Kensington, MD
Kensington, MD
Rockville, MD
Baltimore, MD
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.7
174 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsTammy Cline
8 months ago
Never had a negative banking experience; staff is friendly knowledgeable and professional. Always a good experience even when bringing problems to be solved. Issues resolved quickly and competently Love my credit union! Hope it stays as wonderful with the recent change
Yep, it is Me!
9 months ago
I liked the credit union better when it was BCEFCU. The place has a cold naked feeling now when you walk in. Hardly any place to sit comfortably if having to wait. No literature to browse about the happenings at the credit union. It does not have that welcoming feeling anymore. But as long as my money is safe...what little I have...I guess I will just have to cope. Please keep Michele there forever & Ed. They make it worthwhile.
Shelley Drasal
9 months ago
Best credit union ever! Old time banking with all of the technological advances of today's age. Very warm and friendly staff that treats you like family. Highly recommend!!!
Layne Kerbe
7 months ago
After trying to get pre approved for a mortgage loan and paying almost $200 for my credit check, I got over 60 phone calls in 24 hours from other lenders and spam callers. Do not use. They sell your info. This didn't happen under BCEFCU
Jasmine Johnson
8 months ago
Very horrible bank I have been calling since 8 o’clock this morning all the way up until 3:06 PM. No one has picked up. No one has responded to my emails. It’s out of control it very ridiculous. I don’t understand this bank. I’ve reached out to Mark the CEO still no response not really sure I went up there to the place. It’s a horrible bank do not bank there.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(410) 828-4730Website
Visit WebsiteMembers
28,570
Total Assets
$523.1M
Year Opened
1963
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile