NCUA Insured
Member-Owned
1 charter
Established in 1968
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1968
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Towson and serves members in the MD area. Currently serving 1,389 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.95%Used Auto Loan
5.95%Personal Loan
13.50%Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MD (NCUA Q1 2025).
Kensington, MD
Kensington, MD
Rockville, MD
Baltimore, MD
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branch information not available for this credit union.
4.3
16 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsPaul Kilduff
3 months ago
Any time I need to choose a place to get operated on, I'd choose St Joe's. Had a laminectomy yesterday (spine operation). EVERYbody I encountered was extremely well-trained, professional and nice, but at the same time full of personality. I was on a very efficient assembly line. I'd like to know how they do that. I'm sure much of the credit goes to UMM. Plus there's a crucifix in every room!
Tamika Fells
a year ago
The staff has always been very helpful and supportive to me. Always kind and always has a great attitude towards me as well.
Lauren Chitty
5 years ago
If I can give 0 stars I would. They closed my account with out informing me. I emailed them in 2018 about address change. They never responded. October 2019 they closed my account without notice. The woman is rude and unhelpful. I wanted to keep the account. Your not open most days or rarely answer messages. There's always something they can do they choose not to.
Cass Cline
6 years ago
5 stars for customer service! I live out of state and need to call or write for help and they are always pleasant and efficient, so different from today's world! Thank you!
Coffee Then Coupon With Lenia
7 years ago
Best customer service ever always smiling and pleasant and fast
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(410) 337-1319Website
Visit WebsiteMembers
1,389
Total Assets
$13.8M
Year Opened
1968
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile