The Andovers

19C Lupine Rd, Andover, MA 01810

NCUA Insured3.5 (8 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Andover, MA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

19C Lupine Rd

Andover, MA 01810

Google Maps 🗺Waze

(978) 475-6133

Service Area

This credit union is located in Andover and serves members in the MA area. Currently serving 2,167 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.92%

Used Auto Loan

6.50%

Personal Loan

9.19%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Worcester— New Auto Loan

Worcester, MA

1.95%

Beverly Municipal— Used Auto Loan

Beverly, MA

1.99%

Norfolk Community— Personal Loan

Norfolk, MA

3.48%

Methuen— Credit Card APR

Methuen, MA

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.5

8 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Cyndi Russo

4 months ago

This credit union truly stands out for its exceptional customer service. Every staff member I have interacted with has been courteous patient and extremely helpful. They go above and beyond to make sure members understand their options and feel confident and their financial decisions. It’s refreshing to work with an institution where you feel valued and not just like an account number. I highly recommend them.

Conor Smith

6 months ago

Stay far away from this bank. Sadly, they used to be a bank that cared about their members, but recently everything has changed. They are rarely open, and requested call backs take many days. They locked me out of my online account for almost a week with no oncall support or any means to access the account. Lisa “the president” called me to rudely attack me and say that I spoke with 3 staff when I only asked for a call back from the branch manager regarding their decision due to an error on my companies side. They consistently mess up and don’t actually know what they are doing. All this to say, there are plenty of better credit unions in the area, so just beware.