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Alden

710 Grattan St, Chicopee, MA 01020
NCUA Insured3.4 (94 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

710 Grattan St

Chicopee, MA 01020

Service Area

This credit union is located in Chicopee and serves members in the MA area. Currently serving 12,872 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.08%

Used Auto Loan

6.66%

Personal Loan

18.55%

Credit Card APR

15.45%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.4

94 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Karen Belleville

Karen Belleville

2 years ago

I highly recommend Alden Credit Union. Manager Jennifer Faustino has been an invaluable asset for my small business, as well as my personal banking needs. Her dedication, expertise, and commitment to resolving my concerns have been truly commendable. I have had the pleasure of working with Jen for many years. Her professionalism and willingness to go above and beyond have made a significant impact on my business success and my personal banking experiences. I have consistently felt supported where I otherwise did not with other financial institutions, both large and small. I am grateful for her exceptional service!

Jefferson Davis

Jefferson Davis

a year ago

Nice tellers but they will not raise my debit limit past 1000 dollars without me going in person. Super annoying. Then today i check my statement and they started charging me to get paper savings. Hence i keep most of my money with athol savings instead

Michael

Michael

6 months ago

Very nice bank. Nice people had no problem opening up an account. AAA👍🏼👍🏼👍🏼

Jennifer Ortiz

Jennifer Ortiz

a year ago

I wouldn't give any stars if I could. They don't even deserve one. My brother and I applied for a loan. We called multiple times and left voice messages. Finally, after almost three weeks and trying four different extentions, I was able to speak to someone who then told me that the VP took in our loan application and it was denied. No one thought to inform us, and for the VP of the bank to not even bother calling or emailing us says a lot. If the VP can't communicate with anyone, the staff aren't going to bother either. Terrible service. I will never bother with this credit union ever again. Customer service is terrible.

Misty Cameron

Misty Cameron

3 years ago

We received a letter from Alden in August stating that we had not paid the mortgage in two months, despite the fact that our July payment was received - and cashed - over three weeks before. The letter went on to state that if I don’t pay my July payment - which has been paid - and my August payment within 10 days, my home may be foreclosed. After emailing the bank president, I received an email telling me that due to our yearly escrow increase, our July payment was short $80, and that’s why this issue occurred. We never received any notice of the increase. I asked why no one called us over $80 because it would have immediately been rectified - and was told that someone did call us. I confirmed with my husband that he’d never received a call, nor did I. Our phone history also shows that Alden never called us. I then received a call from someone confirming that we had never been called; the payment was sorted out and we were assured that nothing was reported to the credit unions as a late payment. Fast forward a month - I’ve had to reach out several times to let them know that they absolutely DID falsely report a late payment, my credit score has dropped 70 points, and one of my credit lines reduced my limit drastically due to the huge change in my score, which further damaged my credit. All over $80 and someone who couldn’t pick up a phone to give a customer the courtesy of a call. I worked for many years for that credit score. A long time, not a single late payment on anything in over 12 years - and a single false report has caused fallout that will effect me for years to come. I appreciate that Alden has corrected the error in reporting, but it should never have happened in the first place and will cost my family thousands in interest rates on anything we try to buy now because the damage has been done. This experience has been extremely stressful, and I am so disappointed. Avoid Alden at all costs.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).