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Polish National

923 Front Street, Chicopee, MA 01020
NCUA Insured3.9 (29 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1921

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

923 Front Street

Chicopee, MA 01020

Service Area

This credit union is located in Chicopee and serves members in the MA area. Currently serving 28,606 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

5.99%

Personal Loan

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

3.9

29 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Danielle Jones

Danielle Jones

9 months ago

Kind and helpful, I’ve had any problems with the employees or anything else and they are very knowledgeable. They make you feel welcome.

Glen Porter

Glen Porter

a year ago

I have been a member of this credit union for 35 years and to say that I am disappointed in its lending trend will be an understatement. Please explain to me why I would continue to have my money deposited into your credit union so you can invest it for your benefit while denying me access to utilize any of that same funding. In 35 years i have never failed to payoff any loan to Chicopee credit union or when it became Polish national credit union. I am sad to say it is time that we part ways and I will encourage everyone to check out Umass credit union. It is what a credit union used to be. Not a credit union acting like a bank. Anyone that is allowing this credit union to use your funds while they are refusing your loans ( especially car loans) needs to reevaluate exactly what are the benefits your are receiving from this credit union

Jason Vuelta

Jason Vuelta

2 years ago

Worst banking experience of my life! If you want to be lied to numerous times when opening an account. This is the credit union for you!. I would be disgusted to deal with customers the way you guys do and get away with it.. my best advice for others bank elsewhere.

Ralfy Torres

Ralfy Torres

4 years ago

My girlfriend and I, called the mortgage broker Maribale Torres to get a loan for a house, by far the worst experience I have ever received! She was rude and condescending like she knew it all but all she did was fill in the blanks with an attitude! I will get my loan, but not with this bank! It’s too bad premier source credit union is merging with them, we were sent to talk to her since they cant do home loans even though their website has this elaborate section on it! Marible wasn’t helpful and rushed it through with no type of advice! We will be closing that account, at premiere source! This apology is bogus as you also put my business out there! You people have a lot of issues! The mail you guys sent me was lies! All the boxes you guys checked off wasn’t accurate! I got my Morgage, already! I guess it was my name that got flagged! I will be getting lawyers involved!

Michael Banas

Michael Banas

4 years ago

So happy we switched over to PNCU Martha and Betzy are so enjoyable to work with and the entire Front Street line is great. Great rates and they really exceed exceed expectations for customer service and knowledge of the products I was looking for.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).