NCUA Insured
Member-Owned
2 charter
Established in 1930
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Fall River, MA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1930
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Fall River and serves members in the MA area. Currently serving 13,089 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.70%Used Auto Loan
5.95%Personal Loan
11.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).
Worcester, MA
Beverly, MA
Norfolk, MA
Methuen, MA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.4
35 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsDave Bummer
11 months ago
This bank is awful and I would stay away. I’m a disability and don’t leave the house often so I don’t really use my debit card too much. I didn’t realize my account was overdrawn 2.43$ for 4 days leading to 140$ overdraft fee. I called and asked if they could just meet me halfway and lower the amount. The guy on the phone seemed proud of himself that he wasn’t budging and started raising his voice at me telling me he wasn’t gonna do anything about it. Their app is always messed up too and the customer service is a joke. Back to Bank of America
Sandy M
a year ago
They said they did not get our mortgage check in the mail and asked for a replacement check..we had to send it registered mail to make sure they got it and then low and behold, they cashed both the replacement on the one they said they never got. Calling Sen. Warren’s office today. This is the second time this has happened to us.
E. Medeiros
a year ago
I have been a member of FRMCU for over 30 years. The customer service provided and friendliness of their staff is outstanding! I'm very pleased that they offer no fee checking and savings accounts and competive loan rates. I highly recommend FRMCU!
Justin Furtado
3 years ago
I have been with this bank for 6 years and I will say it has to be the worst for customer service! Either no one answers the phones or you get transferred to this one or that one because no one can do there job. Always a run around. When I first opened my accounts with this bank they had a branch in Swansea which was way closer to me and that didn't last to long where it is no longer in Swansea. Also the ATM's are always down and there are always problems with there app and other services.
Ethan Crosby
8 months ago
Don’t expect this branch or the other to ever answer the phone
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(508) 678-9028Website
Visit WebsiteMembers
13,089
Total Assets
$315.5M
Year Opened
1930
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile