All One

20 Adams St., Leominster, MA 01453

NCUA Insured3.6 (130 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Leominster, MA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

20 Adams St.

Leominster, MA 01453

Google Maps 🗺Waze

(978) 537-8021

Service Area

This credit union is located in Leominster and serves members in the MA area. Currently serving 36,759 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

5.24%

Personal Loan

13.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Worcester— New Auto Loan

Worcester, MA

1.95%

Beverly Municipal— Used Auto Loan

Beverly, MA

1.99%

Norfolk Community— Personal Loan

Norfolk, MA

3.48%

Methuen— Credit Card APR

Methuen, MA

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(11 total)

Member Reviews

3.6

130 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shirley Reynolds

3 months ago

I have been a member of LCU/All One Credit since 1965 when I got my first loan from Seth Firmani! He was a down to earth man & very helpful! Haven't met all the new members, but Daisy has been very helpful & several others that I have met!

Sheila Langley

6 months ago

It’s important to keep the same name that we’ve known for years LCU describes who you are and what you do, I think much more effectively than all one —which sounds like a Soap philosophy advertisement… Also consider the amount of money that you spend creating ads for a new name and re-printing stationary, etc. etc. these funds could be used to support the members—-For example, paying higher interest. .just stick with Leominster credit union!

Katy Kirouac

4 months ago

I had such a wonderful experience with Angela at the Leominster branch. She was welcoming, courteous and engaging and even grabbed me some info on your pickleball promotion.

Donna Allard

7 months ago

I want to thank Aidan King for all the personalized help with my HELOC account. He went above and beyond making calls to facilitate my loan. God bless him!

Ivana Akoachere

9 months ago

I worked with Aidan King who helped me secure an auto loan recently. He was there to answer any and all questions that I had regarding the process. He was very accommodating and made sure I felt comfortable throughout the entire process.