Mass. Institute of Tech.

70 Westview St., Lexington, MA 02421

NCUA Insured3.6 (5 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lexington, MA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

70 Westview St.

Lexington, MA 02421

Google Maps 🗺Waze

(781) 423-2022

Service Area

This credit union is located in Lexington and serves members in the MA area. Currently serving 34,833 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.25%

Used Auto Loan

5.75%

Personal Loan

8.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Worcester— New Auto Loan

Worcester, MA

1.95%

Beverly Municipal— Used Auto Loan

Beverly, MA

1.99%

Norfolk Community— Personal Loan

Norfolk, MA

3.48%

Methuen— Credit Card APR

Methuen, MA

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.6

5 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Donald Collins

7 months ago

Had a great experience working with Jeff, Michelle and their manager Ben. I would definitely recommend MITFCU to family and friends.

Steve Jones

3 years ago

I needed an account for my hobby income and decided to give this outfit a try by opening a savings account. Due to COVID I did not have any hobby income for couple years, and they changed the status of the account to inactive without telling me and started charging an inactivity fee every month Only after 6 months did they send a statement and I found out. Of course all they would have had to have done is send an email or letter to let me know (the inactivity fee would have paid for the cost of the letter), but no, they said I should have read the fine print, they don't send notices. So I complained to BBB to get the fees refunded and MITFCU didn't even respond the complaint. It illustrates why this outfit has to spend so much on advertising: if you decide to do business with them and they decide you aren't the kind of customer they want, then they treat you like dirt.

Chris Prutzer

5 years ago

I think the 1st reviewer has the wrong bank. I have been with MITfcu for more than a decade. 1. I've lived in Florida the past 6 years and had no trouble banking thru shared branches. 3. Been cashing checks with the app for at least 5 years now. 4. Never has a fee I felt was unfair not like they are Bank of America. If you qualify for this credit union go for it. Great rates and always helpful on the phone.