Align

87 Hale St, Lowell, MA 01851

NCUA Insured4.6 (100 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1922

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lowell, MA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1922

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

87 Hale St

Lowell, MA 01851

Google Maps 🗺Waze

(800) 942-9575

Service Area

This credit union is located in Lowell and serves members in the MA area. Currently serving 27,024 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.57%

Used Auto Loan

5.90%

Personal Loan

11.04%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Worcester— New Auto Loan

Worcester, MA

1.95%

Beverly Municipal— Used Auto Loan

Beverly, MA

1.99%

Norfolk Community— Personal Loan

Norfolk, MA

3.48%

Methuen— Credit Card APR

Methuen, MA

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.6

100 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Patrick Mescall

3 months ago

I had an outstanding experience during my recent visit to inquire about loan options. Casandra Sang was incredibly knowledgeable, walked me through several strong options, and made the entire process clear and stress-free. She went above and beyond to get everything processed and approved quickly. Exceptional service!

JIMMY THASY

4 months ago

As a first-time home buyer, I was nervous and had a lot of questions, but Crasandra Sang, she made the entire process so much easier for me and my spouse. She was incredibly patient, knowledgeable, and always took the time to explain everything clearly so me and spouse felt confident in each step. I couldn’t have asked for a better experience and would highly recommend her to anyone - especially any lending needs. Thank you and we really appreciate you taking the time to help us.

Cindy O

5 months ago

Crasandra Sang and Dylan Bussey at the Lowell branch have been wonderful in helping me manage my father's estate as his executor following his recent passing. They are professional and knowledgeable as well as genuinely caring and understanding. They spent an incredible amount of time helping me with several complicated transactions. I am sincerely grateful for their assistance, expertise, and compassion during a challenging and overwhelming time. I also have been impressed by all the staff/tellers at the Lowell branch. They treat you like a real person - not just a formal business transaction. Thank you very much for such a wonderful and positive experience!

Ramon Henri

4 months ago

Crasandra is incredibly helpful and knowledgeable. She always takes the time to explain things clearly and ensures everyone feels supported. Her professionalism and positive approach make working with her a great experience.

Glennconcha

5 months ago

I went to ALIGN Credit Union on Dec 31st to open up a new account and was helped by CRASANDA. Might I start by saying she was absolutley great, very pleasant, happy and willing to help me.She explained my options and signed me up for a no fee checking and savings account and a free debit card and offered me two books of free paper checks. I would highly recommend this place for anyone looking for this kind of service. I walked in as another customer but left feeling accomplished and a proud member!!! Go see them ,GLENN CONCHA