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St. Mary'S

46 LIZOTTE DR., PO BOX 729, Marlborough, MA 01752
NCUA Insured3.8 (24 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1913

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

46 LIZOTTE DR., PO BOX 729

Marlborough, MA 01752

Service Area

This credit union is located in Marlborough and serves members in the MA area. Currently serving 57,657 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.96%

Used Auto Loan

6.82%

Personal Loan

11.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

3.8

24 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kristen Meredith

Kristen Meredith

a year ago

When I first opened my account for my business with this bank I would have given a higher star rating... but 4 years later here we are and I have never been more upset with a bank, and I have been upset with BofA and TDbank, but this takes the cake. For some reason my funds are never available when I need them to be, it's almost like they know and purposely hold them so I go negative and get fined, eventhough the funds are TECHNICALLY in my account, I can see them. The worst is when the IRS has to take their payment and they haven't been released and then I get feed from THEM! Let's not even get into the fact that when I give my rent to my landlord and I know for a fact the funds will be there, I get a text from her saying I don't have enough money to cover the check, but when I log in, it's sitting there.... extremely embarrassing I have been with DCU for 10+ years and have never ever experienced anything like this. I will never refer this Credit Union to anyone

Peter Ryan

Peter Ryan

3 years ago

I haven't dealt with this branch but I had my truck financed through them almost 2 years ago and got a great rate. Then about 6 months later I got a pre-approved credit card from them without applying. It has a $6,000 line with 0% interest for 22 months double cash rewards and more. I had 2 problem's in that time once I tried to send $ to pay loan payment and it ended up on my credit card and the other time I mailed the loan payment and the check didn't show up for 3 weeks. I paid online when I saw it was 4 days overdue and then when The check showed up and it processed and I had now made two payments in one month which I couldn't afford. Both times when I called the credit union whoever answered the phone helped me address the situation the last time the woman was nice enough to cancel the older payment that I had made online in order to get me my money back quicker and the first time I don't remember how they handled it but it was very simple for me to deal with it I just had to call and explain my situation and they helped me get my money back. I don't bank with them I do have the savings account with the $10 I put in in order to get the loan but I had never even heard of them they don't have any branches near me if they did I would happily deal with them and hopefully when I trade in my truck I will be able to get another loan through them

tonya hagelberg

tonya hagelberg

a year ago

Very difficult to make car payments.. my credit is suffering as a result..try to pay by phone , won't take payment unless it's late, so pay it online and find out a month later that it never went through and I had no idea until I get a collection call. This has happened several times. The confirmation email means nothing .

Meliskaz

Meliskaz

4 years ago

Was in drive thru today and had a little laugh with Kristine. She is always there waiting with a warm welcome. Thank you for the laugh in which was needed and thank you for your patience. I know how some banks make you feel like your just a # or they make you feel like they are too high strung for your petty $ and snooty but at St. Mary's Credit Union You feel more like family. THANK YOU

daniel resende

daniel resende

3 years ago

Saint Mary seem to do some sketchy things with money while it’s moving. I’ve deposited checks and had direct deposit that will take over a week AFTER being listed as posted for funds to show up. And no one can ever give a valid explanation. DCU is right next door doesn’t have thing problem

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).