Nesc

248 PLEASANT ST, Methuen, MA 01844

NCUA Insured4.6 (47 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Methuen, MA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

248 PLEASANT ST

Methuen, MA 01844

Google Maps 🗺Waze

(978) 688-8800

Service Area

This credit union is located in Methuen and serves members in the MA area. Currently serving 7,860 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

4.99%

Personal Loan

16.00%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Worcester— New Auto Loan

Worcester, MA

1.95%

Beverly Municipal— Used Auto Loan

Beverly, MA

1.99%

Norfolk Community— Personal Loan

Norfolk, MA

3.48%

Methuen— Credit Card APR

Methuen, MA

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.6

47 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Marilyn Hamilton

4 months ago

I've been a member of this credit union for decades. The staff are incredibly helpful, knowledgeable, and pleasant. The benefits of being a member far surpass traditional banks where customers are basically anonymous. Not so at NESC. I have had ease of transactions in mortgage origination, car buying and direct deposits and payment. The online App is user friendly and allows for more access with less hassle. If FIVE ⭐'s is the highest grade, then so be it. I give them 10⭐'s as a long term satisfied customer of NESCFCU

Rosmery Marzan Montero

4 months ago

The customer service is genuinely caring and approachable. They're always ready to help, whether in person or through the online banking app. If you ever need assistance they're just a message away, happy to support you whenever you need it.

Debbie Ireson

6 months ago

I've been a member of this credit union for over 25 years (since they were LFFCU) and they have been consistently amazing. Whether it be account updates, various loans, debit card protection, the customer service is exceptional. I had some questions recently so I called and talked to Carol and she was so friendly and helpful. A week later, I went to the Methuen branch to do a wire transfer and Stephanie took the time to ask me if I was certain that the receiving party was legitimate. She wanted to ensure there was no risk of fraud. I live in NH so they're not the closest credit union available but they're definitely the best!

patricia BROADHURST

4 months ago

I have been with NESC for 40 years and they have always been accommodating and helpful with any financial issues I have had. I would recommend them to anyone. If you don't have an account with this institution, you should open an account as soon as you read this because you will never regret doing so!

mary stubert

4 months ago

Been a member for many years. I was afraid when NESC opened up our membership things would change. Happily, the NESC is still 5 star, Carol helps me every time I have a concern. Carol is 5 star