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New Bedford

1150 Purchase Street, New Bedford, MA 02740
NCUA Insured3.0 (58 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1150 Purchase Street

New Bedford, MA 02740

Service Area

This credit union is located in New Bedford and serves members in the MA area. Currently serving 10,700 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.32%

Used Auto Loan

8.28%

Personal Loan

11.99%

Credit Card APR

9.74%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.0

58 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
John Shooter

John Shooter

10 months ago

My NBCU debit card info was stolen. I was charged over $700. I showed proof that I was in New Bedford and not an hour and twenty minutes away in another city where the fraud took place. NBCU sided with the thief. I’m in shock and stressed about my upcoming rent.

Irene Rodriquez

Irene Rodriquez

8 months ago

Paige from the North End Location was very pleasant and patient with me during my transaction and All the staff in that location have been very pleasant and helpful from moment you enter the door

jose gonzalez

jose gonzalez

3 months ago

There very good people never have a problem great costumer service

Jonathan Pacheco

Jonathan Pacheco

2 years ago

I have been a member of NBCU for many years and I've finally had enough of it's awful service. They have all the same fees as major big banks and none of the convenience. Their debit cards are cheaply made and wear out quickly, they farm out their customer service to foreign countries, trying to set up cards for online wallet use is a nightmare, use of cards online and with other banks and services requires constant verifications often canceling transactions..these are just some of the monthly headaches I have simply trying to bank in 2023. Avoid this credit union at all costs.

Charles

Charles

2 years ago

Their Fraud department is a complete joke! When your account with NBCU has fraud, they make YOU (the customer) do your own investigation. They do absolutely nothing to help you get your funds back. I waited weeks to get my $ back and would only give me a provisional credit once I proved I did a full investigation and tried. NBCU is NOT in your corner. I've had fraud on my account twice in the past 6 months with them and I barely use my Debit card. I don't trust them with a $1 and you shouldn't either!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).