NCUA Insured
Member-Owned
2 charter
Established in 1932
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around New Bedford, MA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1932
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in New Bedford and serves members in the MA area. Currently serving 10,700 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
7.32%Used Auto Loan
8.28%Personal Loan
11.99%Credit Card APR
9.74%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).
Worcester, MA
Beverly, MA
Norfolk, MA
Methuen, MA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.0
58 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJohn Shooter
10 months ago
My NBCU debit card info was stolen. I was charged over $700. I showed proof that I was in New Bedford and not an hour and twenty minutes away in another city where the fraud took place. NBCU sided with the thief. I’m in shock and stressed about my upcoming rent.
Irene Rodriquez
8 months ago
Paige from the North End Location was very pleasant and patient with me during my transaction and All the staff in that location have been very pleasant and helpful from moment you enter the door
jose gonzalez
3 months ago
There very good people never have a problem great costumer service
Jonathan Pacheco
2 years ago
I have been a member of NBCU for many years and I've finally had enough of it's awful service. They have all the same fees as major big banks and none of the convenience. Their debit cards are cheaply made and wear out quickly, they farm out their customer service to foreign countries, trying to set up cards for online wallet use is a nightmare, use of cards online and with other banks and services requires constant verifications often canceling transactions..these are just some of the monthly headaches I have simply trying to bank in 2023. Avoid this credit union at all costs.
Charles
2 years ago
Their Fraud department is a complete joke! When your account with NBCU has fraud, they make YOU (the customer) do your own investigation. They do absolutely nothing to help you get your funds back. I waited weeks to get my $ back and would only give me a provisional credit once I proved I did a full investigation and tried. NBCU is NOT in your corner. I've had fraud on my account twice in the past 6 months with them and I barely use my Debit card. I don't trust them with a $1 and you shouldn't either!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(508) 994-6546Website
Visit WebsiteMembers
10,700
Total Assets
$167.3M
Year Opened
1932
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile