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Southcoast

271 Union St, New Bedford, MA 02740
NCUA Insured2.4 (14 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1976

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

271 Union St

New Bedford, MA 02740

Service Area

This credit union is located in New Bedford and serves members in the MA area. Currently serving 4,337 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

5.00%

Personal Loan

6.99%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

2.4

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
TP 3587

TP 3587

7 months ago

Horrible Horrible Horrible. Everytime I've gone to the drive through for my family member, its a project. Typical easy cashing of a check takes 3 days to cash. ZERO people inside, ZERO people in the drive through while im there. Then a mgr comes out acting like a tough guy telling me they're busy, I've never seen a bank w/ZERO people inside be so busy.

Margaret

Margaret

3 months ago

Very convenient for southcoast employees. Very low interest rates on visa.

Jackie Soares

Jackie Soares

2 years ago

My dad's credit union changed to south coast. Big mistake!! They are terrible. He's having issues with his direct deposit and car payment. They keep passing the buck and have not helped him with these issues! He is 80 years old and doesn't need the stress. Something needs to change with this credit union!!!

Erin Finnegan

Erin Finnegan

5 years ago

My husband and I had the most amazing experience when working with Ken as we sold our home and purchased a new home. The ease of this stressful process was amazing. Ken worked hard to make sure we were in the loop every step of the way and made the closing seamless. We are very grateful!

Donna Layton

Donna Layton

2 years ago

Only gave them a one-star because I had to give a star to leave. They have recently took over the bank that I had for many many years absolutely loved my bank this bank is not about their customers or their clients they're all about themselves you get frauded and they are not on your side they don't try to help you figure it out whatsoever you pretty much get told that you're not getting your money. I filled out a police report filed fraud claim with them with the ATM that it happened on I tried getting video surveillance all this stuff that I shouldn't have had to go through cuz I filled out the police report and I still am not receiving my money back. And their employees do not know how to do their job when I first filled out the fraud claim they had me fill out the wrong paper so after I'm fighting for this since July 9th today I was told that I'm not receiving any of my money back. I would go to any other bank but this Bank and I was also messaging with one of the employees through the online portal and they just stopped answering and ignoring me.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).